You do not have to clean up or repair first
Burned materials, debris, and unfinished repairs can stay in place when you sell to us. You do not have to clean the house, make repairs, or haul debris before selling. Tell us what was damaged and any limits on access; do not enter an unsafe structure.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us what happened, what remains at the property, and whether fire or building officials have restricted entry. We give written cash offers in 24 hours. You receive the written offer and terms before you commit, and the closing is through a title company.
When you sell to us, we pay the closing costs. That does not cover your mortgage balance, liens, back taxes, or share of current property taxes.
Local safety, repair, and records contacts
Stay out if responders or a building official have restricted entry, and follow directions for the specific property before moving debris or arranging work. For a home within Albuquerque city limits, check the City's Building Safety Division permit information before repairs or demolition; it lists re-roofing, renovations, and demolition among the work types covered. Ask the City what applies to the address.
City of Albuquerque Building Safety Division — permits →
Bernalillo County's seller records-office contact is the Bernalillo County Clerk. Your title company can tell you which property records it needs for closing.
Compare rebuilding with selling as-is
Compare the work and costs of rebuilding — including repair or demolition estimates, permits, debris removal, and time — with the written terms for an as-is sale. The calculator lets you compare a listing price with an estimate of what you may keep after selling; use assumptions that fit your situation.
Open the Albuquerque home-sale net-proceeds calculator →
The calculator is an estimate for comparing options, not an offer for your property.
What sellers say about USA Home Buyers
Fire-Damaged House Questions
Can I sell a fire-damaged house in Albuquerque?
Yes. USA Home Buyers buys fire-damaged houses in Albuquerque and Bernalillo County exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I have to clean up or repair the house before selling to you?
No. You do not have to clean up, make repairs, or haul debris to sell the house to us. We buy fire-damaged houses as they stand.
Can I enter the house or start repairs after a fire?
Follow the fire department and building official directions for your property, and do not enter if the structure is unsafe or entry is restricted. Check with the City of Albuquerque about permits before starting repairs or demolition on a property within city limits.
What happens after I ask about an offer?
Tell us what happened and about any access restrictions. We give written cash offers in 24 hours, and you receive written offer terms before you commit. The closing is through a title company.
Talk with us about the house
Call 888-274-5006 or send the form to tell us about the fire damage and any access limits. There is no need to clean up or repair before you ask about a sale.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened and what condition the house is in.