What we take on
You do not have to clean the house, repair fire damage, or haul away debris before selling to us. We buy the property as it stands, including its current condition and remaining cleanup.
Tell us what parts of the house were damaged and whether anyone has limited access. We can discuss the property without requiring you to restore it first.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- We talk through the fire damage, the house, and any access limits you know about.
- You receive a written offer and written terms before you decide whether to commit.
- If you choose to sell, closing takes place through a title company.
Local property-maintenance help
Do not enter a fire-damaged house if officials have restricted access or say it is unsafe. For Arkansas City's published property-maintenance and nuisance-abatement routes, contact the City's Neighborhood Services / Property Maintenance office. The City lists the office at 118 W. Central Ave., 2nd Floor, Arkansas City, KS 67005, and 620-441-4420; confirm current instructions with the City.
Arkansas City property-maintenance information →Compare rebuilding with selling as-is
For rebuilding, consider the expected restoration work and the time and costs of carrying the house. For a sale, compare the written offer and terms with those costs and your own plans. The calculator lets you compare estimated proceeds using editable assumptions; it is not a fire-repair estimate or an insurance-payout estimate.
Open the Arkansas City home-sale net proceeds calculator →Questions about selling a fire-damaged Arkansas City house
Can I sell a fire-damaged house in Arkansas City?
Yes. USA Home Buyers buys fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris — in Arkansas City and Cowley County, Kansas.
Do I need to clean up or repair the house first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house after a fire?
Do not enter if fire officials or another responsible official has restricted access or says the structure is unsafe. Follow the directions given for that property.
What happens after I ask about selling?
We talk through the fire damage and the house with you, provide a written offer and written terms before you commit, and close through a title company if you choose to proceed.
What our sellers say
Talk with us about the house
Call 888-274-5006 or send us the property address and what happened.
We give written cash offers in 24 hours.
Share what you know about the fire and the property.