Arkansas City, Kansas · Cowley County

Can I Sell My Arkansas City House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Arkansas City and Cowley County, Kansas, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can talk through the house and the notice before you have every record or payoff figure.

Ask for a cash offer: call 888-274-5006 or use the form below.

Talk through your Arkansas City lien or tax question

Start with the property address and what you know about the tax bill, lien, creditor, payoff, or notice. You can call before you have everything.

We give written cash offers in 24 hours.

Tell us the address and what you know about the lien, back taxes, payoff, or notice.

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Prefer to call? 888-274-5006.

How lien and back-tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a legal claim that can affect the property or the money due at closing. A payoff is the current amount and instructions the creditor or tax office gives to satisfy an account. The title company checks ownership and recorded claims for the sale; the creditor or responsible office confirms its current payoff and release instructions.

Start with the records you have

The property address is enough to start the conversation. If you have one, a tax bill, parcel number, lien or court notice, creditor contact, or payoff statement can help us understand the question. You do not have to gather every document before calling. A public assessment or recorded document is not the same as a current payoff statement.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    Tell us the Arkansas City address and what you know about the lien, tax account, or notice. Start with the information you have; you do not need to resolve the records before contacting us.

  2. 2. Review the written offer and terms

    We review the house as it stands and put the offer and sale terms in writing before you decide whether to commit.

  3. 3. Confirm title and payoff details

    If you choose to proceed, the title company checks ownership and recorded claims for the sale. The creditor or tax office confirms current payoff and release information, which is included in the settlement figures.

  4. 4. Review the figures and close

    The title company handles closing and prepares the figures for you to review, including the sale price, payoffs, and applicable costs. You can review the terms and settlement figures before closing.

Arkansas City and Cowley County offices for tax and lien questions

The property address and parcel records determine whether a City or County office handles a particular notice. A property-tax matter and a mortgage foreclosure are separate; use the notice or case information for the matter in front of you.

19th Judicial District Court — Cowley County

A mortgage foreclosure is a district-court case, separate from a property-tax notice or tax-sale matter. The Court lists an Arkansas City location on the second floor of the City municipal building at 1st and Central; the Arkansas City clerk line is 620-441-4520. Use the case and notice details to check the current status and dates.

Kansas transfer tax and recording fees

Kansas does not charge a real-estate transfer tax or deed tax. The state’s mortgage registration tax ended on January 1, 2019. A deed or mortgage recording costs $21 for the first page and $17 for each additional page under state law; the total depends on the number of pages. The title company or closing professional confirms the exact recording charges.

When you sell to us, we pay the closing costs. That is separate from your mortgage balance, liens, back taxes, and share of current property taxes.

K.S.A. 28-115 — county recording fees · K.S.A. 79-3102 — mortgage registration tax

Compare what you might keep after payoffs

Use the Arkansas City home-sale net proceeds calculator with your own estimates for sale price, mortgage, liens, back taxes, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition. The title company and responsible offices confirm the actual payoff and settlement figures.

Open the Arkansas City home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Arkansas City property liens and back-tax questions

Can I sell my Arkansas City house with back taxes or liens before paying them?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. You can call with the property address and whatever tax or lien information you have; you do not need to have every record first.

Who confirms the current tax or lien payoff?

The County Treasurer can direct property-tax payment questions, and the creditor or other office named on a lien notice confirms its current amount and instructions. The title company checks the sale records and coordinates the payoff information needed for closing.

Are a property-tax sale and a mortgage foreclosure the same process?

No. A property-tax matter concerns unpaid property taxes; a mortgage foreclosure concerns a lender’s mortgage debt and goes through district court. They have separate notices and dates. Use the tax notice for the contact handling that matter, and the court case information for a mortgage foreclosure.

Does Kansas charge a transfer tax when a house sells?

Kansas does not charge a real-estate transfer tax or deed tax. The mortgage registration tax ended on January 1, 2019. County recording fees are separate and depend on the number of pages recorded; the title company or closing professional confirms the exact charges. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

What if the payoff is more than my Arkansas City house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The current payoff and release instructions are confirmed with the lender or other lienholder for the sale.

What happens after I contact USA Home Buyers?

We talk through the house and what you know about the tax or lien notice, then give you the offer and terms in writing before you decide. If you choose to sell, a title company handles closing and coordinates the current payoff information and settlement figures.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Arkansas City address and whatever tax or lien information you have.

Call Now 888-274-5006