Sell it as it stands
A fire can leave cleanup, repairs, and debris behind. You do not need to clean the house, repair it, or haul debris before selling to us. Tell us what happened and what access is safe; we review the house in its current condition.
If officials have restricted access, follow their directions. Do not enter a structure that may be unsafe or start cleanup and repairs until you have checked what access and work are allowed.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the fire damage, what access is safe, and your timing. We'll give you a written cash offer within 24 hours. You receive a written offer and written terms before you commit; closing is through a title company.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Ashland safety, building, and permit contacts
If officials have restricted access to the house, stay out and follow their directions. For an Ashland city address, ask the City what access, inspection, or permit requirements apply to the specific property and repair work.
- City of Ashland Building Inspection → for construction, inspection, and permit questions.
- City of Ashland Code Enforcement → for zoning and property-maintenance questions.
Compare rebuilding with selling as-is
Compare contractor estimates, cleanup and debris costs, any permits or inspections the City confirms for the work, and the time and carrying costs of rebuilding with the written sale terms. Confirm how your own claim and mortgage requirements apply with your insurer and mortgage servicer; do not assume a particular insurance payout.
The calculator lets you compare estimated proceeds using editable assumptions. It is an estimate, not a property-specific offer; the actual number could be more or less depending on the home's condition.
Compare estimated Ashland sale proceeds →Real seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Ashland, KY?
Yes. USA Home Buyers buys fire-damaged houses as-is in Ashland and Boyd County. We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can ask us about a sale without first taking on a cleanout or repair project.
What should I confirm about insurance and my mortgage?
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens after I ask about an offer?
Tell us about the damage and safe access. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; the closing is through a title company.
Who can answer building and permit questions in Ashland?
For an Ashland city address, contact the City of Ashland Code Enforcement or Building Inspection division about construction, inspections, zoning, property maintenance, and permits. Ask what applies to the specific address and planned work.
How can I compare rebuilding with selling as-is?
Compare contractor estimates, cleanup and debris costs, any permits or inspections the City says apply, and the time and carrying costs of rebuilding with the written sale terms. The calculator is an estimate using editable assumptions, not a property-specific offer.
Talk through an Ashland fire-damage sale
Call 888-274-5006 or share the property details in the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.