Ashland, Kentucky · Boyd County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Ashland and Boyd County, Kentucky, for cash, including houses with liens or back taxes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before you have every payoff document; the creditor or tax office confirms its current figures, and the title company checks the property records.
Ask for a cash offer or call 888-274-5006 to talk through the property.
Share the property address and whatever you know about the notice, creditor, tax account, or payoff. You can start the conversation without assembling every record.
We'll give you a written cash offer within 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Closing costs are separate from your mortgage balance, liens, back taxes, and share of current property taxes; our closing-cost promise does not pay those balances. The creditor or tax office confirms the current amount and payoff or release instructions, and the title company uses the confirmed figures in the settlement work.
If you have them, keep the latest tax bill or notice, lien or mortgage statement, creditor or court case number, parcel information, and any tax-sale or foreclosure notice nearby. The property address is enough to start; call even if the paperwork is incomplete.
The office or creditor named on a notice confirms its balance and instructions. The title company checks ownership and recorded claims and works with the relevant parties to confirm what applies to this sale.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Ashland address, what is happening with the lien or tax account, and whatever timing concerns you. Start with what you know; you do not need to work out the payoff before calling.
We review the house as-is and put the offer and proposed sale terms in writing before you commit. Written offer and written terms before you commit; title-company closing.
The title company checks ownership and recorded claims for the transaction. The creditor or tax office supplies current payoff or release information, and the title company confirms the documents and figures needed for settlement.
Review the settlement figures, including the sale price, confirmed payoffs, taxes, and other applicable amounts. The sale closes through a title company under the written terms you accepted.
The right office depends on the record or notice. Ashland city-tax billing, Boyd County tax collection, land records, and court-case records have different contacts. Confirm the parcel and account with the office that holds the record.
Boyd County lists the Sheriff as the contact for current-year county property-tax collection and the County Clerk for prior-year delinquent county taxes. For a balance or tax-sale notice, ask the office named on the notice about the current account and status.
For Ashland city-tax billing, start with City Finance / Customer Service. The City directs exemption or mailing-address questions to the Boyd County Property Valuation Administrator (PVA). A valuation record is not a payoff balance or sale price.
City of Ashland property-tax information →·Boyd County PVA →
The Boyd County Clerk records land documents such as deeds and mortgages. The county lists an Ashland office at 1505 Carter Avenue, Suite 100, and a main office in Catlettsburg; check with the Clerk about a specific record or branch service.
For county court-case record requests, the Kentucky Court of Justice directs people to the Boyd County Office of the Circuit Court Clerk. That office is separate from the County Clerk that records land documents.
Boyd County Circuit Clerk’s Office →·Kentucky Court of Justice: Boyd County →
A property-tax notice or tax-sale question is separate from a lender’s mortgage foreclosure. Kentucky mortgage foreclosures proceed through Circuit Court; follow the current case papers and contact the office named on them. For that separate process, see the Ashland mortgage-foreclosure page.
Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500. The seller (grantor) owes it, and the County Clerk collects it before the deed can be recorded. Recording fees are separate; some transfers are exempt, so have the title company confirm whether an exemption applies to your sale.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. This does not pay your mortgage, liens, back taxes, or share of current property taxes.
Use the Ashland home-sale net proceeds calculator with your own estimates for the sale, mortgage or lien payoff, back taxes, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The creditor or tax office confirms the current payoff, and the title company uses the applicable records and instructions for the settlement.
The creditor or tax office holding the account confirms its current balance and payoff instructions. The title company checks ownership and recorded claims and works with the relevant parties on the documents needed for closing.
For county taxes, Boyd County lists the Sheriff for current-year collections and the County Clerk for prior-year delinquent taxes. Ashland city-tax billing goes through City Finance / Customer Service. Use the office that matches the bill or notice and ask it about the current account.
The Boyd County Clerk handles land-document recording. The Boyd County Office of the Circuit Court Clerk is the contact for county court-case record requests. Those are separate offices; the creditor or tax office confirms a payoff balance.
No. A tax bill or tax-sale notice is separate from a Kentucky mortgage-foreclosure case in Circuit Court. Follow the office and case named on the current notice, and see the Ashland foreclosure page for the separate mortgage process.
Kentucky charges 50 cents for each $500 of value or fraction of $500, and the statute makes the seller (grantor) responsible. Recording fees are separate, and the title company can confirm whether an exemption applies to your sale.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Start with the Ashland property address and whatever you have: a tax bill or notice, lien or mortgage statement, parcel number, creditor or court case number, or sale notice. You can call before you have every record.
We talk through the house and the information you have, review it as-is, and put the offer and proposed sale terms in writing before you commit. The title company and the creditor or tax office confirm property-specific title, payoff, and settlement details before the title-company closing.
Call 888-274-5006 or ask for a cash offer using the form above. Start with the Ashland address and whatever lien or tax notice you have.