Athens, Ohio · Foreclosure
Can I Sell My Athens House in Foreclosure?
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Ohio mortgage foreclosures go through court. You can generally sell before the judge confirms a sheriff sale. Even after the auction, you can stop the sale before confirmation by depositing the full judgment amount, costs and applicable interest with the court clerk.
USA Home Buyers buys houses in the City of Athens and Athens County, Ohio. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
No agent commissions when you sell to us. No fees. When you sell to us, we pay the closing costs.
Call 888-274-5006 — We Answer 24/7How we help you work toward closing
We talk through the house, where things stand in the mortgage case, the sale date, and the payoff. The agreement itself doesn't change the sheriff sale date; we use it to ask the court to postpone the sale.
If you want to move ahead, the title company checks ownership and gets the mortgage payoff and lien figures for closing.
Which sale is it?
A mortgage foreclosure is a lender’s court case. Before the judge confirms a sheriff sale—even after the auction—Ohio law lets you stop it by depositing the full judgment amount, costs and applicable interest with the court clerk. Ohio Rev. Code §2329.33 explains this right: Ohio Rev. Code §2329.33.
A tax foreclosure is about unpaid property taxes, with its own notices and deadlines. It is separate from a mortgage foreclosure. The Athens County Treasurer has information about tax foreclosures and payment plans.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
The title company compares the mortgage payoff and any liens with the written sale terms as it prepares for closing.
What happens next
Close as fast as 7 days when title and closing details allow.
- 1. Talk with us. Tell us about the house, where things stand in the foreclosure, and any sale date you have.
- 2. Review the offer. We put the offer and terms in writing before you decide whether to move ahead.
- 3. Check title and payoff. The title company checks ownership and gets the mortgage payoff and lien figures.
- 4. Work toward closing. If you accept the terms, we work with you and the title company to move the sale toward closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Athens County tax-foreclosure information
If your notice is about delinquent property taxes, contact the Athens County Treasurer about the account and deadline. A tax case has its own dates, separate from a mortgage sheriff sale. The Treasurer’s office is at 15 S. Court Street, Room 334, Athens, Ohio, and can be reached at 740-592-3231.
Questions and contact
Call 888-274-5006 any time; we answer 24/7. You can also compare possible sale proceeds with the Athens home-sale calculator.
Questions about foreclosure in Athens, Ohio
Can I sell my Athens house before a sheriff sale?
Yes. Ohio mortgage foreclosures go through court, and you can generally sell before the judge confirms the sheriff sale. Even after the auction, Ohio law lets you stop the sale before confirmation by depositing the full judgment amount, costs and applicable interest with the court clerk. Selling first may help protect any equity you have.
Will an agreement of sale automatically postpone my sheriff sale?
No. The agreement itself doesn't change the sheriff sale date; we use it to ask the court to postpone the sale. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Is an Athens County tax foreclosure the same as a mortgage foreclosure?
No. A mortgage foreclosure is a lender’s court case. A tax foreclosure concerns unpaid property taxes and has separate notices and deadlines. The Athens County Treasurer has information about tax foreclosures and payment plans.
What if my mortgage payoff is more than my Athens house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The title company can compare the mortgage payoff and any liens with the written sale terms.
Talk with us about your Athens property
Call 888-274-5006 or send the property address to start a conversation.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.