Sell it as it stands
A fire can leave you with a damaged structure, smoke cleanup, and debris to deal with. You do not have to clear the house, arrange repairs, or haul debris before asking us to buy it. Tell us what happened and what parts of the property can be safely accessed; we review the house in its current condition.
If officials have restricted entry or work, follow their directions. Do not enter a structure that may be unsafe or begin repairs until you have checked what is safe and permitted.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, access, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or send the property details through the form. You can compare the written terms before deciding.
Austin safety, building, and permit contacts
If the house may be unsafe, stay out and ask local officials what access is safe before inspection or repair work. For questions about a fire-damaged property, building work, or permits, contact the relevant Austin office directly and confirm what applies to the property.
- Austin Fire Department contact → for fire-related questions.
- City of Austin Building and permit information →
- City of Austin Planning/Zoning → for local planning and permit questions.
- Mower County Recorder / Registrar of Titles →
Compare rebuilding with selling as-is
Before choosing, compare contractor estimates, cleanup and debris costs, any permits the City says apply, and the time and carrying costs of rebuilding with the written sale terms. Ask your insurer and mortgage servicer how their requirements fit your own claim and loan; do not assume a payout amount.
The calculator can help you compare estimated sale proceeds with the costs you enter. Its result is an estimate, and the actual number could be more or less depending on the home's condition.
Compare estimated Austin sale proceeds →Real seller reviews
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Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Austin, MN?
Yes. USA Home Buyers buys fire-damaged houses as-is in Austin and Mower County. We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up, repair, or haul debris first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can ask about a sale before taking on a restoration or cleanout project.
What should I check about insurance and my mortgage?
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Where can I check Austin permit and building questions?
For the rules that apply to the actual repair work, ask the City of Austin. Its Building and Planning/Zoning pages are local starting points for building and permit questions. Confirm access and permit requirements before entering or starting work.
What happens after I ask for an offer?
Tell us about the fire damage and what access is safe. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
How can I compare rebuilding with selling?
Compare contractor estimates, debris removal, any permits the City says apply, and the time and carrying costs of rebuilding with the written sale terms. Use the Austin calculator as an estimate with editable assumptions, not as a property-specific offer.
Talk through an Austin fire-damage sale
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.