Austin, TX › Foreclosure
Can I Sell My Austin House Before Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Often, yes. A sale may still be possible before the foreclosure sale if the required payoff, title work, and time available allow a closing. Texas mortgage foreclosures are usually non-judicial sales run by a trustee or substitute trustee, though some cases go through court. Your notices and actual sale date control.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Austin, Texas. Austin is a city, not a county, so the property’s county needs to be checked from its official parcel record before choosing a county office. Call USA Home Buyers at 888-274-5006 or ask for a written cash offer below.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and any foreclosure notice or sale date you have.
How we help you work toward closing
We review the house as-is and give you a written cash offer and written terms before you commit. If you choose to move ahead, a title company works through the title and payoff details with you.
When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from that promise. The sale still depends on the payoff, title information, and time before the scheduled foreclosure sale.
Mortgage foreclosure or property-tax sale?
A mortgage foreclosure concerns the home loan. In Texas, that process is usually a trustee-run sale without a court case, although some foreclosures do go through court. A property-tax foreclosure is a separate process involving unpaid property taxes, with its own notices and deadlines. The mortgage steps below do not set a tax-sale deadline; use the notice and office named for the tax case.
What happens before a Texas mortgage foreclosure sale?
- Default notice: For property used as your residence, the loan servicer must send written notice by certified mail and give you at least 20 days to catch up before a sale can be noticed.
- Sale notice: At least 21 days before the sale, the notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower.
- Trustee’s sale: The public auction is usually at the county courthouse on the first Tuesday of the month between 10 a.m. and 4 p.m. It must start no later than three hours after the time stated in the notice. Some foreclosures follow a court process instead.
These are general Texas mortgage-foreclosure steps. Read the Texas State Law Library’s guidance on notices before the sale and its explanation of the sale. Check your own notice and confirm the current date with the trustee or lender handling the sale.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask your lender for a current payoff statement. The title company reviews payoff and other title details for closing; the amounts due affect whether a sale can close and what proceeds may remain.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A property-tax sale notice is separate, and its deadline is not changed by this mortgage-sale timeline.
What happens next
- Call or send the property address and tell us the date shown on any trustee’s sale notice.
- We review the house as-is and give you a written cash offer and written terms before you commit.
- If you want to proceed, the title company checks ownership, payoff information, and title details while we work toward closing.
- The closing can happen before the foreclosure sale only if the payoff, title, and timing allow. Keep following the date on your notice unless the trustee or lender confirms a change.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Find the right county record
Austin is a city, not a county. Confirm the county on the official parcel record and your notice before choosing an office. A trustee-sale notice is filed with the county clerk; the links below are county-office starting points, not a single Austin-wide sale calendar. For a current sale date, follow the notice and contact the trustee or lender named there.
- Bastrop County Clerk — use only if the parcel record identifies Bastrop County
- Texas Judicial Branch county-clerk roster — see Hays or Williamson County if named on your parcel record
- Travis County Clerk Recording Division — Real Property
If your notice concerns a Travis County property-tax foreclosure, the Travis County Tax Office foreclosed-properties page is a local reference. It does not establish the status or sale date for a particular property.
Questions and contact
Call USA Home Buyers at 888-274-5006 or send the property details. We buy houses as-is in Austin, Texas.
Foreclosure questions in Austin, TX
Can I sell my Austin house before a trustee’s sale?
Often, yes, if the sale closes before the foreclosure sale and the payoff and title work can be completed in time. The notice and actual sale date control. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
How much notice comes before a Texas mortgage foreclosure sale?
For a property used as your residence, the servicer must send a written default notice by certified mail and give at least 20 days to catch up before a sale can be noticed. At least 21 days before the sale, the sale notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. This timeline is for a mortgage foreclosure, not a property-tax sale.
Is a mortgage foreclosure the same as a property-tax sale?
No. A mortgage foreclosure concerns the home loan. A property-tax foreclosure concerns unpaid property taxes and has separate notices and deadlines. Follow the notice and use the office named there; do not apply mortgage trustee-sale dates to a tax-sale case.
Which county office should I use for an Austin property?
Austin is a city, not a county. The city label alone does not identify the county for a property. Check the official parcel record and the county named on your notice, then use the matching county-clerk link on this page.
What if the payoff is more than my Austin house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Do I have to pay back taxes or liens before selling to you?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A separate property-tax sale notice and its date still need to be handled on their own terms.
Do I need to repair or clean the house before asking for an offer?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Send the property address and any scheduled sale date.