Questions About Selling a House in Bangor, ME

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the condition and access so we can review the house as it sits.

Your net proceeds are what remain after sale costs and property-specific balances. Compare the written price with repair or listing costs, mortgage payoff, liens, back taxes, and your share of current property taxes; those amounts depend on the property.

On a taxable deed transfer, Maine's real estate transfer tax is $2.20 for each $500 of value or fraction of $500 and is split evenly by law. Since November 1, 2025, value above $1,000,000 carries an additional $3.80 per $500; some transfers are exempt. When you sell to us, we pay the closing costs, including the real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.

We give written cash offers in 24 hours.

Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs. Compare the written numbers and choose what works best for you.

Written offer and written terms before you commit; title-company closing. You can call before every document is gathered. Start with the property address, what you know about its condition and occupancy, and your timing; a deed, payoff, tax, lien, estate, or court paper can help answer follow-up questions.

Often, yes, but the key deadline comes before the public sale. For a home loan on the house you live in, the lender must first give written notice and at least 35 days to catch up. Once you're sued, if you live in the 1–4 unit home, you can ask for mediation through the court's Foreclosure Diversion Program within 20 days of getting the court papers. If mediation is scheduled, no final judgment can issue until the mediator's report is done. If the court rules for the lender, you usually get 90 days from judgment to pay what the court says is owed; a sale that closes in time can do that. When the redemption period ends, your right to pay off the loan ends. The lender then advertises a public sale, held 30 to 45 days after the first ad. If the court has entered a foreclosure judgment, tell us the date right away so we can try to close before the redemption period ends.