Can I Sell My Baton Rouge House in Foreclosure?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Yes, you may still be able to sell before the sheriff’s sale if the sale can close in time and pay the debts and charges needed to clear title. If you have a sale date, tell us what the notice says so we can discuss the timing.
USA Home Buyers buys houses in Baton Rouge and East Baton Rouge Parish. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call Now — 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and what is happening with the house.
How We Help You Work Toward Closing
We review the house and where the case stands, then give you a written offer and written terms before you commit. If you want to move ahead, a title company checks ownership and liens, gets the lender’s payoff information, and coordinates the closing.
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
You don’t need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts reviewed through the title and payoff work.
Mortgage Foreclosure and Tax Sales Are Different
A mortgage foreclosure concerns a lender’s mortgage debt. A tax-sale notice concerns unpaid property taxes. They are separate matters with separate procedures and deadlines. This page covers mortgage foreclosure; if your notice is about a tax sale, follow that notice and contact the office named on it rather than using a mortgage-case date.
Louisiana mortgage-foreclosure procedure
Louisiana mortgage foreclosure uses a court proceeding, through ordinary process or executory process. In an executory proceeding, the sheriff must serve a notice of seizure. The lender’s payoff can include the loan balance, interest, attorney fees, and court costs. Read the actual notice and court papers for your case and dates.
Read Louisiana Code of Civil Procedure article 3721 — mortgage enforcement and payoff statement and Louisiana Revised Statutes § 13:3852 — notice of seizure.
If the Payoff Is the Problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What Happens Next
- Call or use the form and tell us about the house and the stage you are facing.
- We give you the offer and terms in writing before you commit.
- If you choose to proceed, a title company reviews the payoff and title details and works toward closing around the actual sale date and required case steps.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Check East Baton Rouge Parish Case Information
The East Baton Rouge Parish Sheriff’s Civil Process/Foreclosure system is a local place to check posted case information. Match the address and case details to your notice, and confirm the current sale date with the office handling the case. A portal result does not resolve your payoff or title questions.
East Baton Rouge Parish Sheriff’s Civil Process/Foreclosure system ↗
For a property-tax account question, the Sheriff has a separate property-tax payment route. A tax-sale notice has its own instructions and deadlines; use the contact information on that notice.
Questions About Foreclosure in Baton Rouge, LA
Can I sell my Baton Rouge house before a sheriff’s sale?
Often, yes, if the sale can close before the sheriff’s sale and the closing pays the debts and charges needed to clear title. The payoff, title work, court papers, and scheduled date matter.
Will signing an agreement of sale postpone the sheriff’s sale?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Is a tax sale the same as a mortgage foreclosure?
No. A mortgage foreclosure concerns the lender’s mortgage debt; a tax-sale notice concerns unpaid property taxes. They have separate procedures and deadlines. This page covers mortgage foreclosure, so follow a tax-sale notice and contact the office named on it.
Can my mortgage payoff include more than the loan balance?
Yes. In Louisiana, the payoff can include the loan balance, interest, attorney fees, and court costs. Ask the lender for a current payoff statement and have the title company review it for the closing.
What if my payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Estimate possible sale proceeds with the Baton Rouge home-sale calculator → or read seller reviews and trust information.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
You can also call 888-274-5006.