Beaumont, TX Foreclosure
Can I Sell My Beaumont House in Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Often, yes, if the sale closes before the foreclosure sale. Texas mortgage foreclosures are usually non-judicial, meaning a trustee or substitute trustee conducts the sale without a court case. The notices, payoff, title work, and time available determine what can happen for your property.
USA Home Buyers buys houses as-is in Beaumont and Jefferson County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and any date shown on your notice.
How we help before a trustee's sale
We review the Beaumont house as-is and put our cash offer and terms in writing before you commit. If you decide to move ahead, we work with the title company on the property and payoff details. A title-company closing gives you written terms and a place to review the figures before closing.
A sale still needs to close before the scheduled trustee's sale. Keep checking the current date and instructions with the lender and the contact named on your notice while the payoff and title details are reviewed.
How a Texas mortgage foreclosure sale is scheduled
- Notice of default: For a home used as your residence, the loan servicer must send written notice by certified mail and give you at least 20 days to catch up before a sale can be noticed.
- Notice of sale: At least 21 days before the sale, notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower.
- Trustee's sale: A non-judicial sale is a public auction at the county courthouse, usually on the first Tuesday of the month between 10 a.m. and 4 p.m. It must start no later than three hours after the time stated in the notice.
Some foreclosures go through court and follow different steps. These general rules do not confirm the date for a particular property. Read the notices and confirm the current status with the lender, trustee, county clerk, or qualified legal counsel.
Read the Texas State Law Library's guidance on notices before a foreclosure sale and the foreclosure sale.
Mortgage foreclosure and tax sale are different
A mortgage trustee's sale concerns the lender's mortgage. A delinquent-property-tax sale is a separate matter involving unpaid property taxes, with its own notice and deadline. Jefferson County Tax Office publishes local delinquent-tax-sale guidance. Use the notice for the sale you are facing; the mortgage-sale schedule above does not set a tax-sale date.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- 1. Contact us with the address and date. Tell us what the notice says and when the sale is scheduled. You can call or use the form above.
- 2. We review the house and write the terms. We look at the house as-is and put the proposed offer and terms in writing before you commit.
- 3. The title company checks ownership and payoff details. The lender provides its payoff information, and the title company works through the records and closing figures for the transaction.
- 4. Review the figures and work toward closing. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from that promise.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Jefferson County records and tax-sale information
Use the current notice and the Jefferson County office named in it to confirm a sale date. The County Tax Office publishes its delinquent-tax-sale guidance, and the County Clerk's official-records portal includes a property-record search. A portal search is not a title conclusion for a particular house.
Compare possible sale proceeds
Use the Beaumont home-sale calculator to compare your own estimates for value, mortgage payoff, liens or back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What sellers say about USA Home Buyers
Questions and contact
Call 888-274-5006 or send the property address and the date on your notice. We buy houses as-is in Beaumont and Jefferson County, Texas.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the deadline you are working with.
Questions About Foreclosure in Beaumont, TX
Can I sell my Beaumont house before a trustee sale?
Often, yes, if the sale closes before the foreclosure sale. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. The payoff, title work, and time available matter; check the date and instructions on your own notice.
What notices and dates apply to a Texas mortgage foreclosure?
For a home used as your residence, the servicer must first send written notice of default by certified mail and give at least 20 days to catch up before a sale can be noticed. The notice of sale must then be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower at least 21 days before the sale. Non-judicial sales are generally held at the county courthouse on the first Tuesday of the month between 10 a.m. and 4 p.m.; the sale must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps. Use the notices and records for your property to confirm its actual deadline.
Is a Jefferson County tax sale the same as a mortgage foreclosure?
No. A lender’s mortgage foreclosure sale and a delinquent-property-tax sale are separate matters with different notices and deadlines. Jefferson County Tax Office publishes separate delinquent-tax-sale guidance. Follow the notice for the sale you are facing; the mortgage-sale schedule does not set a tax-sale date.
What if my mortgage payoff is more than my Beaumont house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Do I have to pay back taxes or liens before selling to you?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Mortgage balances and your share of current property taxes are separate from closing costs.
What happens after I contact USA Home Buyers?
We talk through the Beaumont property and the date on your notice, review the house as-is, and put the offer and terms in writing before you commit. If you decide to proceed, the title company works through ownership and payoff details for closing. The current notice, lender payoff, title information, and time available shape the closing plan.