Benton IL › Foreclosure
Can I Sell My Benton House Before Foreclosure?
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think. Signing the agreement alone does not postpone the auction; we use it to ask for a postponement.
Yes. You may still have time to sell if the sale can close and pay the required debt before the deadline in your case. Call us as early as you can, even if you're still sorting out the papers. We can look at the notice, sale date, and payoff with you.
Call 888-274-5006We give written cash offers in 24 hours.
Tell us about the property and any foreclosure notice or sale date.
How we help
USA Home Buyers buys houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in Benton and throughout Franklin County.
You get a written offer and written terms before you commit, and we close through a title company. If an auction is scheduled, we use the agreement to ask for a postponement while we work through the payoff and closing details.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Mortgage foreclosure or property-tax sale?
An Illinois mortgage foreclosure is a court case about the loan. A delinquent property-tax sale is a separate process, with its own deadline. Keep the mortgage deadline and tax-sale deadline separate when you look at a notice.
Not sure which process your notice is about? Call us — we'll sort it out with you.
Illinois mortgage-foreclosure deadlines
Illinois mortgage foreclosures go through court. The normal redemption deadline is before the foreclosure auction, and the exact date and payoff depend on the case. Catching up on missed payments is different from paying the full amount needed to redeem the property.
The Illinois redemption statute describes the redemption period for a mortgage foreclosure.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call us or use the form and tell us what is happening with the house. If you have a foreclosure notice or sale date, we can look at it with you.
- We review the property and give you a written offer and written terms before you commit.
- If you decide to sell, we close through a title company. We work through title and payoff details together, and if an auction is scheduled, we use the agreement to ask for a postponement.
Your mortgage payoff, liens, back taxes and share of current property taxes are separate from closing costs. We work through those amounts with the title company.
When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes.
No agent commissions when you sell to us. No fees.
Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Franklin County foreclosure and tax contacts
For Franklin County mortgage-foreclosure court information, contact the Franklin County Circuit Clerk. The Circuit Clerk and courthouse are at 100 Public Square in Benton. For real-estate-tax questions and delinquent-tax resources, contact the Franklin County Treasurer, at the Government Annex, 901 Public Square in Benton.
The Illinois Courts mortgage-foreclosure forms include forms to ask the court to stay a sale. A request to stay the sale is separate from the Illinois redemption deadline.
Compare possible sale proceeds
Compare possible sale proceeds with the Benton home-sale net-proceeds calculator.
Open the Benton home-sale net-proceeds calculator →Questions about foreclosure in Benton, IL
Can I sell my Benton house before foreclosure?
Yes. You may still have time to sell if the sale can close and pay the required debt before the deadline in your case. Call us as early as you can, and we can look at the notice, sale date, and payoff with you.
Does signing an agreement by itself postpone the foreclosure auction?
No. Signing an agreement alone does not postpone the auction. We use the agreement to ask for a postponement so we can close. That request is separate from the Illinois redemption deadline.
Is a property-tax sale the same as a mortgage foreclosure?
No. A mortgage foreclosure is a court case about the loan. A delinquent property-tax sale is a separate process, with its own deadline. Not sure which notice you have? Call us — we'll sort it out with you.
More Benton resources
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Call 888-274-5006 to talk about the notice, payoff, or timing.