What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange a cleanout or finish repairs before discussing a sale with us.
Tell us what happened and what you know about the damage, debris, utilities, and access. You can talk with us while the damage is still there.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the address, what happened, and what you know about the damage and access.
- We discuss the property with you and give you a written cash offer and written terms.
- Read the terms before you commit. If you choose to proceed, a title company handles the closing.
When you sell to us, we pay the closing costs.
Your mortgage, liens, back taxes, and share of current property taxes are separate.
Boise safety and compliance contact
If the house may be unsafe or officials have restricted access, do not enter. Follow instructions for the actual property. Before cleanup or repairs, ask the agency responsible for that address whether access, permits, or inspections apply to the work.
The City of Boise Office of Code Compliance is a local route for compliance complaints and housing-safety questions. For a property outside Boise city limits, contact the jurisdiction responsible for that address. Code Compliance is not a substitute for checking which office handles a particular permit.
- Boise Code Compliance →
- Call 208-972-8150 or visit 150 N Capitol Blvd, Boise, ID 83702.
Compare rebuilding with selling as-is
Put a written repair scope and contractor estimates beside your insurer's information, any mortgage requirements, expected holding costs, and written sale terms. Use figures for this house rather than guessing at repair costs or an insurance payment.
Use the Boise home-sale calculator to compare estimated proceeds with your own assumptions. It is an estimate, not a property-specific offer.
Compare Boise sale proceeds with your own numbers →Questions and contact
Call USA Home Buyers at 888-274-5006 to talk through the damage and your options. You can also read our Boise seller reviews.
Fire-Damaged House in Boise, ID — Common Questions
Can I sell a fire-damaged house in Boise, ID?
Yes. USA Home Buyers buys fire-damaged houses in Boise, ID and Ada County exactly as they stand — no cleanup, no repairs, no hauling debris. No cleaning or cleanout is required to sell to us.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
If the house may be unsafe or access has been restricted, do not enter. Follow directions from the officials responsible for that property and the utility provider. Before cleanup or repairs, ask the responsible agency what access and approvals apply.
Where can I ask about Boise safety, compliance, or permits?
For a Boise city code-compliance complaint or housing-safety question, contact Boise Code Compliance. For permits or work at a specific address, ask the agency responsible for that property whether a permit or inspection applies before starting.
What happens after I contact USA Home Buyers?
Tell us the address, what happened, and what you know about the damage and access. We discuss the property with you, give you written cash-offer terms before you commit, and use a title-company closing if you choose to proceed.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and what you want to compare.