What we take on
You do not have to arrange cleanup, repairs, or debris hauling before selling to us. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. For a fire-damaged house, we buy it exactly as it stands.
Tell us what was damaged and any access limits you have been given. You can ask about a sale without entering an unsafe house or starting repair work.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what happened, what was damaged, and what you know about safe access.
- We'll give you a written cash offer within 24 hours.
- You get written terms before you commit, and we close through a title company.
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Boone-area safety, repair, and permit contacts
Do not enter if officials have restricted access or the structure may be unsafe. The Town of Boone Planning & Inspections office and Watauga County Planning are separate local contacts for property questions.
If you aren't sure which office covers the address, call us — we'll sort it out with you.
Compare rebuilding with selling as-is
Compare the cost of repairs, cleanup, and debris removal—and the time and ongoing costs of rebuilding—with the estimated net from selling as-is.
Use the calculator to compare estimated proceeds with the assumptions you enter.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Boone house
Can I sell a fire-damaged house in Boone, NC?
Yes. USA Home Buyers buys houses as-is in the Town of Boone and Watauga County, North Carolina. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean up, repair, or haul debris before selling?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. For fire damage, that means no cleanup, repairs, or debris hauling required before selling to us.
Can I enter the house or start cleanup and repairs after a fire?
Do not enter if officials have restricted access or the structure may be unsafe.
What happens after I ask about an offer?
Tell us what happened and what you know about the damage and safe access. We discuss the property with you and give you a written cash offer within 24 hours. You get written terms before you commit, and we close through a title company.
How can I compare rebuilding with selling as-is?
Compare repair, cleanup, and debris-removal costs and rebuilding time with the estimated net from a sale. The calculator can help you compare the numbers you enter.
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and request a cash offer.
We give written cash offers in 24 hours.
Share the address and what you know about the house.