Boston, Massachusetts · Suffolk County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. You can talk with us now about selling a Boston house with back taxes or liens. We buy houses in Boston and Suffolk County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call before you have every record or balance. Tell us what notice or payoff information you have, and we can discuss the property and a cash offer.
Call 888-274-5006 to talk through the property.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the lien, tax bill, or payoff.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lien or back-tax balance is a payoff item, separate from closing costs. The current amount and payment or release instructions come from the creditor or tax office; those figures are reviewed for the specific closing.
Written offer and written terms before you commit; title-company closing.
A current tax bill or notice, mortgage statement, payoff statement, court paper, deed, or recorded lien document can help explain the question. Bring what you have; you do not need to gather everything before calling. A title company checks ownership and transaction records, while the creditor or office named on a tax notice confirms the current amount and written payoff instructions.
The Suffolk Registry of Deeds provides the public land-records portal. Public records can help identify recorded documents, but the creditor or tax office provides its current payoff figure.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You can start with the Boston address and the information you have. These are the next steps after the first conversation, not conditions before you call.
Tell us what the property is like, which creditor or office contacted you, and what timing concerns you. Start with what you know; you do not need to assemble every record first.
We review the house as it stands and put the proposed offer and sale terms in writing before you decide whether to proceed.
The title company reviews ownership and transaction records. The creditor or tax office confirms its current balance and payoff instructions for the property.
The closing figures show the sale price, applicable payoffs, taxes, and other settlement items. The title company handles the title-company closing, and you can review the written figures before closing.
A tax bill, a lien payoff, and lender foreclosure papers are different records. Use the notice for the matter in front of you, and ask the named office or creditor for the current balance and status.
A property-tax bill or tax-sale notice concerns property taxes. Mortgage foreclosure papers concern a lender's mortgage. They are separate matters with their own balances and notices; do not use a mortgage notice to determine the status of a tax matter, or the other way around. Check the current notice with the office or lender named on it.
Massachusetts calls its deed transfer tax the deeds excise. For a deed with a price over $100, the standard rate is $2.28 for each $500 or fraction of $500, which is $4.56 per $1,000. The excise is paid when the deed is recorded. State law identifies the person who signs the deed as subject to the excise; the closing professional confirms the amount and any applicable exception.
When you sell to us, we pay the closing costs, including the Massachusetts deeds excise. That closing-cost promise does not pay a mortgage, lien, back-tax balance, or your share of current property taxes; those are separate settlement items.
Read Massachusetts General Laws, Chapter 64D, Section 1 (deeds excise rate) · Section 2 (person subject to the excise)
Use this public land-records portal for Suffolk County recorded property documents. Ask the creditor or tax office for a current payoff balance and instructions.
If an estate affects who can sign for the property, this is the official Suffolk court identity and contact page. The title company reviews the authority documents relevant to a particular sale.
Use the Boston home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, and closing-cost estimates. Just an estimate — the actual number could be more or less depending on the home's condition.
Here's what sellers have said about working with us.
“The three-decker on Charlton Street had a chimney collapse in February — took out the back wall of the second floor. Structural damage, water intrusion from the open wall. My insurance company offered $37,000. Contractor said $61,000. I'm not fighting that battle. USA Home Buyers made a fair offer the next day. Closed in nine days.”
“Massachusetts foreclosure is non-judicial — the lender can foreclose by advertisement without going to court, and it can happen in as little as three months. I was behind and didn't realize how fast it would move. USA Home Buyers explained the timeline and had a written offer the same day I called. Closed in eleven days. Foreclosure cancelled.”
“I had a rental on Grafton Street that I'd been managing for eight years. Problem tenant, lead paint issues, city notices piling up. I couldn't afford to fix it and didn't want to go through eviction. USA Home Buyers bought it as-is with the tenant still there. Done in 11 days.”
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens, and payoffs are handled through the closing. The current balance and instructions come from the responsible creditor or office.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Start with the Boston property address and whatever you have: a current tax bill or notice, payoff statement, mortgage information, court paper, or recorded document. You can call before every record is gathered. The creditor or office named on the notice can confirm its current balance and written payoff instructions.
The Suffolk Registry of Deeds provides the public land-records portal. A recorded document is not necessarily the current payoff amount, so ask the creditor or office for a current balance and instructions.
No. A property-tax bill or tax-sale notice and a lender’s mortgage-foreclosure papers concern different debts and can have separate balances and deadlines. Follow the current notice for the matter it describes and confirm its status with the office or lender named there.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We talk about the house and the records you have, review the property, and put proposed sale terms in writing before you decide. The title company reviews the transaction records, and the creditor or tax office confirms current payoff information. The closing documents show the sale figures and the applicable payoffs.
Call 888-274-5006 or use the form above. Start with the Boston address and whatever notice or payoff information you have.
Prices, timing and your selling options
Homes in Boston, MA sold for a median of $860,000 for the three months ending August 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Boston, MA spent a median of 26 days on the market for the three months ending August 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.