Charlotte, NC · Mecklenburg County · Back taxes and liens
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Charlotte and Mecklenburg County, North Carolina. You can ask for a cash offer with a lien or back-tax balance; start with the address and whatever notice or payoff paper you have.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 or send the property details through the form.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the lien, tax bill, or payoff.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a legal claim that may need to be addressed in the sale. The current amount and payoff instructions come from the creditor or tax office; the title company checks the property records and works with them on the closing figures.
The property address is enough to start a conversation. A tax bill or notice, parcel number, lender or creditor statement, case number, and any recorded document can help identify the right account. You can call before you have all of them. Mecklenburg County Tax Administration handles county tax-bill lookup and payment routing; the creditor supplies its current payoff, and the title company checks recorded claims for the sale.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Charlotte address, what notice or statement you received, and what you know about the payoff. You do not have to finish sorting out the records before calling.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the proposed price, payoff treatment, and closing terms before you decide.
If you choose to move ahead, the title company reviews ownership and recorded claims. The lender, creditor, or Tax Administration confirms the current payoff details for its account.
The title company prepares the transaction figures for review and coordinates the closing. Your mortgage, liens, back taxes, and share of current property taxes are separate from the company-paid closing costs described below.
A county tax account, court file, and recorded land document are different records. Use the office that matches the notice or question; the title company reviews what the records mean for the sale.
Use this office for county tax-bill lookup and payment routing. It lists the Valerie C. Woodard Center, 3205 Freedom Dr., Suite 3000, Charlotte, NC 28208; call 704-336-7600 with a county tax-account question.
The Register records, indexes, and retrieves submitted real-estate instruments. Its office is at the County & Courts Office Building, 720 E. 4th St., Charlotte, NC 28202. Use it for recorded deeds and other land documents; a county tax bill or court file is a different record.
Contact Land Records Management for county GIS ownership-file and parcel-map inquiries. The office is at LUESA, 2145 Suttle Ave., Charlotte, NC 28208; call 704-336-6175. Online records may lag behind recorded instruments, so use the Register of Deeds for recorded documents and let the title company check the sale records.
The North Carolina Judicial Branch county page routes you to current Clerk, courthouse, and court-record contacts. If you received a mortgage-foreclosure or other court notice, use its case information and contact the office about that court file. A court record is separate from a county tax-bill lookup or deed search.
An unpaid Mecklenburg County property-tax account is not the same proceeding as a lender’s mortgage foreclosure. Start a county tax-bill question with Tax Administration. If you have a lender or court notice, check the case and deadline shown there with the lender and the Mecklenburg County court contacts. The right office can confirm the current status for that account or case.
North Carolina charges an excise tax when a deed transfers real estate. The rate is $1 for each $500 of the price or value, and any part of $500 counts as a full $500. State law assigns payment to the seller before the deed is recorded. Read North Carolina’s excise-tax statute →
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes and share of current property taxes are separate.
Use the Charlotte home-sale net proceeds calculator with your own estimates for value, mortgage, liens, back taxes, repairs, carrying costs, and closing costs. It can help you compare what might be left after the amounts you enter.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Start with the property address and whatever notice or payoff information you have; you can call before you have every record.
Mecklenburg County Tax Administration can help with the county tax account. A lender or other creditor provides its current payoff instructions, and the title company reviews ownership, recorded claims, and the figures needed for closing.
Start with the property address. If available, bring the parcel number, tax bill or notice, creditor or court case number, mortgage or lien statement, and any recorded paper you received. You can call with what you have; you do not need to assemble everything first.
No. A county property-tax account and a lender’s mortgage foreclosure are separate matters. Use the tax office for a county tax-bill question; if you have a court or foreclosure notice, use the case information and contact listed on that notice and the Mecklenburg County court directory.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We talk through the house and the information you have, then put any offer and terms in writing before you decide. If you choose to sell, the title company checks the transaction records and payoff instructions and coordinates the closing figures.
For a taxable deed transfer, state law assigns the excise tax to the seller before the deed is recorded. When you sell to us, we pay the closing costs, including North Carolina’s excise tax on conveyances. Your mortgage, liens, back taxes and share of current property taxes are separate.
Call 888-274-5006 or use the form above with the Charlotte address and whatever tax or lien information you have. You can start before you have every record.