When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a claim against the property or sale proceeds. A payoff is the amount and instructions the creditor or tax office gives to clear that obligation as of a stated date. We buy houses with back taxes and liens; the title company and the responsible office confirm the current figures and how they appear in the settlement.
Our closing-cost promise is separate from your mortgage balance, liens, back taxes, and share of current property taxes. Those amounts are listed separately in the settlement; liens and back taxes are handled from the sale proceeds, not as an upfront payment from you.