College Station, TX › Foreclosure
Can I Sell My College Station House in Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Yes, often, if a sale can close before the scheduled mortgage foreclosure sale. Check the date on your notice; payoff, title work, and court status affect timing. A property-tax sale follows a different process and has separate deadlines.
We're USA Home Buyers. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in College Station and Brazos County.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the date shown on your notice.
How we help
We review the house and make a written cash offer. You get the written terms before you commit. If you choose to move ahead, a title company reviews title and payoff information and coordinates the closing.
A scheduled mortgage sale makes timing important. Tell us the date on your notice so we can look at whether a sale could close before it.
Which sale is in your notice?
A Texas mortgage foreclosure is usually non-judicial: a trustee or substitute trustee handles the sale without a court case. Some foreclosures go through court and follow different steps.
For a home used as a residence, the loan servicer must first send a written notice of default by certified mail and give you at least 20 days to catch up before a sale can be noticed. Then, at least 21 days before the sale, the notice of sale must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower.
The mortgage sale is a public auction at the county courthouse, usually on the first Tuesday of the month between 10 a.m. and 4 p.m. It must start no later than three hours after the time stated in the notice. Read the Texas State Law Library guides on notices before a foreclosure sale and what happens at the sale.
A property-tax foreclosure is a separate process. The mortgage notice periods and first-Tuesday auction details above are not tax-sale deadlines; follow the tax-case notice and confirm its dates with the office named there.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Your mortgage balance, liens, back taxes, and share of current property taxes are separate amounts. The title company reviews the figures for the property before closing.
What happens next?
- Call us or send the property address and the date on your mortgage or tax-sale notice.
- Review our written cash offer and written terms before you decide whether to commit.
- If you accept, a title company checks title and payoff information and coordinates the closing.
- For a mortgage foreclosure, the sale needs to close before the scheduled trustee's sale.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local Brazos County information
For a Brazos County property-tax payment question, the Brazos Central Appraisal District tax-payment information says payments go to the Brazos County Tax Office, not BCAD, and lists the office at 4151 County Park Ct., Bryan, TX 77802. This is a tax-payment contact, not a tax-sale schedule.
The Texas Office of Court Administration directory lists the Brazos County Clerk at 300 E. 26th St., Suite 1430, Bryan, TX 77803-5360, phone 979-361-4135. Use the clerk as a local contact for records or recording questions; for the current sale date, follow your notice and confirm with the lender or trustee.
Questions and contact
Compare possible sale proceeds with a listing using the College Station home-sale calculator → You can also read seller reviews.
Call 888-274-5006 to talk through the notice and timing.
Foreclosure questions for College Station and Brazos County
Can I sell my College Station house before a Texas foreclosure sale?
Often, yes, if the sale can close before the foreclosure sale. The notice, payoff, title work, and court status matter. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
What are the Texas mortgage foreclosure notice deadlines?
For a home used as a residence, the servicer must send a written default notice by certified mail and give at least 20 days to catch up before a sale can be noticed. At least 21 days before the sale, the notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. Some foreclosures go through court and follow different steps.
Is a property-tax sale the same as a mortgage foreclosure sale?
No. A mortgage trustee sale and a property-tax foreclosure are different processes. The mortgage notice dates on this page do not set the deadline in a tax case. Follow the tax-case papers and contact the office named in them about your account or case.
What if the lender payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender's current payoff still needs to be confirmed for your property.
Do I need to pay back taxes or liens before closing?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage balance and share of current property taxes are separate amounts reviewed for closing.
What happens after I contact USA Home Buyers?
We discuss the house and sale date, then give you a written offer and written terms before you commit. If you decide to proceed, a title company reviews the title and payoff information and coordinates the closing.
Talk with us about your College Station house
Call 888-274-5006 or send the property details and the date on your notice.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and foreclosure notice.