What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can sell without arranging cleanup or debris removal first.
Insurance money and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what matters to you. We'll talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. No fees. When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax.
Your mortgage payoff, liens, back taxes and share of current property taxes are separate from the closing costs we pay.
Safety, inspection, and permit questions
If fire or building officials have said the house is unsafe or restricted access, stay out. Howard County's Inspections, Licenses & Permits Division is at 7125 Riverwood Drive, Suite D2, Columbia, Maryland 21046. For rental-housing and inspection questions, call 410-313-1830.
Howard County Inspections, Licenses & Permits · Howard County Inspections & Enforcement Division
Compare rebuilding with selling as-is
As you weigh rebuilding against selling, consider the repair estimate, cleanup and debris removal, and the time the work may take. The Columbia calculator compares estimated sale proceeds with a possible listing; weigh those estimates alongside the work you expect after the fire.
Compare estimated Columbia sale proceeds →What our sellers say
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Columbia, MD?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up or repair the house first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house after a fire?
If fire or building officials have said the house is unsafe or restricted access, stay out. You do not need to clean up or repair the house before selling it to us.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
Not sure what the damage means for a sale? Call us — we'll sort it out with you. 888-274-5006