What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange a cleanout or finish repairs before asking about a sale to us.
Tell us what was damaged and any limits on access. You can talk with us before hiring a cleanup crew or repair contractor; do not enter the house to gather information until officials say it is safe.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
We discuss the damage and the property details with you. Share what you know about safe access, the fire report, insurer correspondence, and any permit or repair notice; do not retrieve records from a structure that has not been cleared for safe entry.
We give written cash offers in 24 hours. You receive written offer terms before you commit, and the sale closes through a title company.
When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Safety and permit questions in Daphne
Stay out of a structure until the officials responsible for that address say it is safe. Do not assume cleanup, demolition, repairs, or occupancy are allowed; check the current safety directions and permit requirements first. Call 911 for an active emergency.
- For a property within Daphne city limits, contact the City Building Inspection Department about building-safety, inspection, or repair-permit questions. The City lists 251-620-1500 as its Building Inspection contact.
- For an address outside Daphne city limits, confirm which municipality or county department handles it. Baldwin County directs properties in municipalities to that municipality's building department; use the Baldwin County Building Department for properties in its jurisdiction.
Compare rebuilding with selling as-is
If you are deciding whether to rebuild, compare written repair and cleanup estimates, permit requirements, carrying costs, and your insurer's and mortgage servicer's requirements with the written terms of an as-is offer. The right choice depends on the house and the numbers for your situation.
Use the Daphne home-sale net proceeds calculator to compare estimated proceeds using your own planning assumptions. It is an estimate, not a repair bid or an offer for this house.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each quote keeps its seller's stated location; a nearby-market review is not presented as a Daphne transaction.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house as-is in Daphne?
Yes. USA Home Buyers buys houses as-is in Daphne, Alabama and Baldwin County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep insurance proceeds if I sell after a fire?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or start cleaning up after a fire?
Do not enter a structure until the officials responsible for that property say it is safe. Do not assume cleanup, demolition, repairs, remediation, or occupancy are allowed. For an active emergency, call 911; follow the fire department, utility, insurer, and building official responsible for the address.
Which office should I ask about permits for a fire-damaged Daphne property?
For a property within Daphne city limits, contact the City Building Inspection Department. For an address outside Daphne, confirm which municipality or county department has jurisdiction; Baldwin County directs properties in municipalities to the applicable municipal building department.
What happens after I ask about selling?
We discuss the fire damage, access instructions, and property details with you. We give written offer and written terms before you commit; closing is through a title company.
What closing costs do you pay in Alabama?
When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
How can I compare rebuilding with selling the house as-is?
Compare written repair and cleanup estimates, permit requirements, carrying costs, insurance and mortgage requirements, and the written terms of an as-is offer. The calculator is for planning estimates, not a repair bid or an offer for your house.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Prefer to call? 888-274-5006