What we take on after a fire
A fire can leave damage, smoke cleanup, and debris. You do not have to clear the house, arrange repairs, or haul debris before asking us to buy it. Tell us what happened and what parts of the property can be safely accessed; we review the house in its current condition.
If officials have restricted entry or work, follow their directions. Do not enter a structure that may be unsafe or begin repairs until you have checked what is safe and permitted.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, safe access, and your timing. We give written cash offers in 24 hours. You receive written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or use the form to tell us about the property. You can review the written terms before deciding.
Davenport building and permit questions
For a potentially unsafe structure, do not enter; follow the directions of the fire or building officials responsible for the property. For City development, permitting, property-maintenance, or code-information questions, contact Davenport Development and Neighborhood Services and ask what applies to the specific address.
- Davenport Development and Neighborhood Services → 1200 E. 46th St., Davenport, IA 52807; 563-326-6198.
- City of Davenport property-maintenance information →
Compare rebuilding with selling as-is
Before choosing, compare contractor estimates, cleanup and debris costs, permits the City says apply, and the time and carrying costs of rebuilding with the written sale terms. Ask your insurer and mortgage servicer how their requirements fit your own claim and loan.
The calculator can help you compare estimated sale proceeds with the costs you enter. Its result is an estimate; it is not a property-specific offer.
Compare estimated Davenport sale proceeds →Seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys. Reviews shown here keep their actual location.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Davenport, IA?
Yes. USA Home Buyers buys houses as-is in Davenport and Scott County, Iowa. We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up, repair, or remove debris first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. No cleaning or cleanout is required to sell to us.
What should I check about insurance proceeds and my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens after I ask for an offer?
Tell us about the fire damage, safe access, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
Can I enter a house after a fire?
Do not enter a structure that may be unsafe. Follow the directions of the fire and building officials responsible for the property, and ask them what access is safe before inspection or repair work.
Where can I ask about Davenport permits or property maintenance?
The City of Davenport Development and Neighborhood Services office is a local route for development, permitting, property-maintenance, and code-information questions. Ask the City what applies to the specific property before starting work.
How can I compare rebuilding with selling as-is?
Compare contractor estimates, cleanup and debris costs, permits the City says apply, and the time and carrying costs of rebuilding with the written sale terms. The Davenport calculator is an estimate using editable assumptions, not a property-specific offer.
Talk through a Davenport fire-damage sale
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
Tell us about the damage, safe access, and your timing.
We'll give you a written cash offer within 24 hours.