Can I Sell My Davenport House With Back Taxes or Liens?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The creditor or tax office confirms the current amount, and the title company checks the property records and payoff instructions. You can call with the address before you have every document.

The creditor or county office holding the account confirms its current balance and payoff or release instructions. The title company checks the property records and works with the creditor or office on the closing figures.

Start with the Davenport property address. If you have them, bring the parcel number, property-tax notice, lender or creditor statement, lien or court notice, and any case or account number. You can call before you have everything.

Scott County Treasurer handles property-tax and tax-sale inquiries. Ask the Treasurer about the account balance, notice, or current tax-sale status for the parcel; the title company can use the current information during closing work.

No. A Scott County tax sale concerns delinquent property-tax matters and is handled through the Treasurer. Iowa mortgage foreclosures generally proceed through a court case and may lead to a sheriff’s sale. Check the actual notice and court file; the Treasurer handles tax-sale questions, while Scott County Courts provides the local court route.

Davenport has its own City Assessor. Scott County says its County Assessor serves Scott County except the City of Davenport, so use the City Assessor for a Davenport property. The offices share an administrative center, but their jurisdictions are different.

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Bring the latest lender payoff statement if you have it so the current amount can be discussed.

Iowa charges 80 cents for each $500, or fraction of $500, of the price above the first $500. On a $100,000 sale, that is $159.20 before any applicable exemption. The person conveying the property, normally the seller, is liable by law, and the closing professional confirms whether the tax applies and the taxable amount. When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.

We talk about the house and the information you have, then review the property and put the offer and terms in writing before you decide. The title company checks ownership and recorded claims and works with the creditor or tax office on current payoff information. If you choose to proceed, the title company coordinates the closing.