Dothan, Alabama

Can I Sell My Dothan House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Dothan, Alabama, including houses with back taxes or liens. The current amounts and any notice still need to be checked for your property; you can call before you have every record.

Call 888-274-5006 to talk through the property.

Talk through your Dothan lien or tax question

Share the property address and whatever you have about the notice, payoff, creditor, lien, or tax account. You can call before you have all the paperwork.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

We'll give you a written cash offer within 24 hours.

Prefer to call? 888-274-5006.

How liens and back-tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a legal claim that can affect the property or the money due at closing. A payoff is the current amount and instructions from the creditor or tax office to satisfy a balance. The title company checks ownership and recorded claims; the responsible office or creditor confirms its current amount and payoff instructions.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with the property address and the records you already have.

Records that help — and who checks them

If you have them, bring the property address or parcel number, current property-tax notice, mortgage statement, lien or court notice, and any payoff letter. The county tax office checks its property-tax account; a lender or other creditor provides its payoff information. The title company reviews recorded claims and coordinates the figures for closing. You can call before you have everything.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk about the house and the records you have

    Tell us the address, what notice or payoff information you have, and what concerns you. You do not have to settle the balance or assemble every document before calling.

  2. 2. Review the written offer and terms

    We discuss the house as it stands and provide the proposed offer and sale terms in writing before you decide whether to commit.

  3. 3. The title company checks ownership and payoffs

    The title company reviews the recorded property claims and works with the county office, lender, or other creditor to confirm the current payoff information and signing requirements for this sale.

  4. 4. Review the settlement figures and close

    The settlement statement lists the sale price, payoffs, taxes, costs, and amount remaining after those items. The title company confirms the final figures for the transaction.

Written offer and written terms before you commit; title-company closing.

Dothan-area county offices and records

Dothan's city-place boundary touches Dale, Geneva, Henry, and Houston counties. That citywide boundary does not identify the county for a specific parcel. Check the tax notice or parcel record first. The Alabama Department of Revenue lists county Revenue Commissioner contacts for assessment and property-tax routing; use the contact for the county where the property is recorded.

Houston County Revenue Commissioner ↗

Greg Holland is the Revenue Commissioner. The office is at the Houston County Administration Building, 462 N. Oates Street, 5th Floor, Dothan, AL 36303. Use the county contact for assessment and property-tax account questions.

Henry County Revenue Commissioner ↗

Pamela Dyson is the Revenue Commissioner. The office is at the Henry County Courthouse, 101 Court Square, Suite C, Abbeville, AL 36310. Use the county contact for assessment and property-tax account questions.

Houston County Probate Office ↗

The county probate office is the local route for deed-recording questions in Houston County. The property must be matched to this county before relying on its records.

Henry County Probate Office ↗

The county probate office is the local route for deed-recording questions in Henry County. The property must be matched to this county before relying on its records.

For a property in Dale or Geneva County, use the Alabama DOR county-office directory to find that county's assessment and property-tax contact. If a tax-sale notice names another office, ask that office about the notice and current status.

Property-tax notices, mortgage foreclosure, and Alabama deed tax

A property-tax sale is separate from mortgage foreclosure

A delinquent property-tax balance or tax-sale notice concerns the county tax account. A mortgage foreclosure concerns the lender's mortgage debt. They are separate matters, with different balances and notices. Check a tax notice with the office named on it and ask the lender or servicer for a current mortgage payoff or foreclosure status. An assessment record is not the same as a current creditor payoff.

If you have a sale notice or deadline, share it when you call. The responsible office and title company need to confirm the current status for that property; a tax notice does not by itself tell you the lender's payoff or the status of a mortgage foreclosure.

Alabama deed tax and recording

Alabama charges deed tax when a deed is recorded with the county probate judge. The rate is 50 cents for each $500 of taxable value, or any part of $500. Taxable value may be reduced by a mortgage or vendor's lien on which Alabama mortgage tax has been paid; the closing attorney confirms whether that applies. The deed needs proof of the actual price or value. Without proof, the probate office uses the latest tax assessment, and penalties can apply. Some deeds are exempt.

Read Alabama's deed-tax law or the Alabama Department of Revenue recordation-tax information.

When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes and share of current property taxes are separate.

Compare possible net proceeds

Use the Dothan home-sale net proceeds calculator to compare your own estimates for the sale, payoff, and costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Dothan home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Dothan property liens and back taxes questions

Can I sell my Dothan house with back taxes or liens before paying them?

Yes. We buy houses with back taxes and liens, and payoffs can be handled through closing instead of paid by you upfront. Call with the property address and whatever notice or payoff information you have; the current figures still need to be confirmed for the property.

Who checks the current tax or lien payoff?

The county office or creditor provides its current account balance and payoff instructions. The title company checks ownership and recorded claims and works with the responsible office or creditor on the settlement figures.

Which county office should I contact about a Dothan property?

Dothan city-place boundaries touch Dale, Geneva, Henry, and Houston counties, but that does not identify the county for a particular parcel. Check the parcel record or tax notice first, then use the matching county contact in the local-help section.

Are a property-tax sale and mortgage foreclosure the same process?

No. A property-tax balance or tax-sale notice concerns the county tax account. A mortgage payoff or foreclosure notice concerns the lender and mortgage debt. Check each notice with the office or creditor that issued it.

What is Alabama deed tax?

Alabama charges deed tax when a deed is recorded with the county probate judge. The rate is 50 cents for each $500 of taxable value, or any part of $500. The closing attorney confirms the taxable value and any applicable mortgage-tax deduction.

What should I have ready when I call?

Start with the property address and any parcel number, tax notice, lien or court notice, mortgage statement, or payoff letter you have. You can call before you have every document or current balance.

What if the payoff is more than my Dothan house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A lender reduction is not guaranteed for a particular property or transaction.

More Dothan seller resources

Talk through the property

Call 888-274-5006 or use the form above. Start with the Dothan address and whatever notice or payoff information you have.

Call Now 888-274-5006