Questions About Selling a House in Dubuque, IA

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We give written cash offers in 24 hours.

Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, timing, and property-specific terms before deciding whether to proceed.

Yes. You can start with the property address and what you know before every document is gathered. Before closing, ownership and who has authority to sign must be confirmed; the title company can review the deed and estate papers for the property.

When you sell to us, we pay the closing costs. Iowa generally makes the person conveying the property—normally the seller—responsible for the tax. The rate is 80 cents for each $500, or fraction of $500, of the price above the first $500. Exemptions may apply, and the county recorder will not record the deed until tax due is paid. A closing professional can confirm whether an exemption applies and the amount for a particular sale. This does not pay a mortgage payoff, liens, back taxes, or the seller's current property-tax share; those remain separate.

A sale may still be possible if the payoff or redemption amount can be paid in time. Iowa mortgage foreclosures generally go through a court case, and a court judgment leads to a sheriff’s sale. For an occupied one- or two-family home, most lenders must first give the owner a 30-day notice to cure the default and notice that counseling and mediation are available. The deadline depends on the foreclosure type: some cases allow redemption after the sale, generally for one year, with shorter periods in some cases; a foreclosure without redemption for nonagricultural property has no right to redeem after the sheriff’s sale. A written demand may delay the sale under court procedure. Have a title company or attorney confirm the current deadline and payoff or redemption amount from your case papers. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.