What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange a cleanout or finish repairs before discussing a sale with us.
Tell us what happened and what you know about the property. You can discuss an as-is sale while the damage is still there; you do not need to start restoration first.
Insurance proceeds and your mortgage
Wisconsin’s statutory fire-settlement holdback applies only to qualifying property in a first-class city, not to every fire claim in the state. If it applies, the insurer withholds part of the settlement, and the city may use some of it for eligible demolition or nuisance-abatement costs.
Read Wis. Stat. §§ 632.101–632.103 →We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us the address, what happened, and what you know about the damage and access.
- We discuss the property in its current condition and give you a written cash offer and written terms before you commit.
- If you choose to proceed, a title company handles the closing.
You can call now, even if you have not arranged cleanup or gathered every record.
Local safety and permit contacts
If the structure may be unsafe or officials have restricted access, do not enter. Follow directions for the property from fire and building officials and the utility provider. You can discuss an as-is sale with us before cleanup, repairs, or demolition.
For permits and inspections within Eau Claire city, contact the City’s Inspection Services Division.
- City of Eau Claire Inspection Services → or call 715-839-4947.
Compare rebuilding with selling as-is
If you are considering rebuilding, compare a written repair scope and contractor estimates with the information from your insurer and mortgage servicer, the cost of keeping the property, and written sale terms. Use figures for this house rather than guessing at repair costs or an insurance payment.
The Eau Claire home-sale calculator compares an estimated listing net with an as-is sale using your own assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Eau Claire sale proceeds with your own numbers →Questions and contact
Call 888-274-5006 or use the form to tell us about the property and the damage.
Fire-Damaged House in Eau Claire, WI — Common Questions
Can I sell a fire-damaged house in Eau Claire, WI?
Yes. USA Home Buyers buys fire-damaged houses in Eau Claire, Eau Claire County, and Chippewa County exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean out or repair the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter or clean up a fire-damaged house?
Do not enter if the structure may be unsafe or access has been restricted. Follow directions for the property from the fire and building officials, utility provider, and insurer. Before cleaning, removing debris, repairing, or demolishing, ask the building official responsible for the address what access rules and approvals apply.
Where can I ask about permits and inspections?
For a property in Eau Claire city, contact the City’s Inspection Services Division about permits and inspections. If the address is outside city limits, ask the building official responsible for that municipality.
What happens after I tell you about the fire damage?
We discuss the damage and information you have, then give you a written cash offer and written terms before you commit. If you choose to proceed, a title company handles the closing.
How can I compare rebuilding with selling as-is?
Compare the repair scope and contractor estimates, your insurer and mortgage servicer information, the costs of keeping the property, and the written sale terms. Use figures for this house rather than guessing at repair costs or an insurance payment.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Talk with us about your fire-damaged house
Call 888-274-5006 or send the property details through the form.
We give written cash offers in 24 hours.
Tell us about the property and the questions you want to compare.