What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to arrange a cleanout or finish repairs before discussing a sale with us.
Tell us what happened and what you know about the property. You can discuss an as-is sale while the damage is still there.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us about the Fargo property, the fire damage, and any current access directions.
- We discuss the damage with you and give you written offer terms before you commit.
- If you choose to sell to us, a title company handles the closing.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Local help for safety, repairs, and permits
If the structure may be unsafe or officials have restricted access, stay out and follow directions for the property from fire or building officials and utility providers. Before cleanup, debris removal, repairs, or demolition, ask the officials responsible for the address what access and permit requirements apply to that work.
For a Fargo city address, the City's Inspections Department lists its code-enforcement routes. Contact the office responsible for the address to check any open property instructions and the requirements for planned work. If the property is outside Fargo city limits, check with the local jurisdiction responsible for that address.
Compare rebuilding with selling as-is
Put a written repair scope and contractor estimates beside the information from your insurer, your mortgage servicer, any permit questions, and the written sale terms. Compare likely repair and cleanup costs, the time and costs of holding the house, and the sale options. Use figures for this property; do not assume a particular insurance payment.
The Fargo calculator lets you compare estimated listing proceeds with an as-is sale estimate using your assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Fargo sale proceeds with your own numbers →Questions and contact
You can call now, even if you are still sorting out the damage, claim, or paperwork. Call 888-274-5006 or use the form below to tell us about the property.
Fire-Damaged House in Fargo, ND — Common Questions
Can I sell a fire-damaged house in Fargo as-is?
Yes. USA Home Buyers buys fire-damaged houses in Fargo, ND and Cass County exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
If the structure may be unsafe or access is restricted, stay out and follow directions from the officials responsible for the property and the utility provider. Before cleanup, debris removal, repairs, or demolition, ask the officials responsible for the address what access and permit requirements apply.
What happens after I contact USA Home Buyers?
Tell us what happened and what you know about the damage and access. We discuss the property and give you a written offer and written terms before you commit. If you choose to proceed, a title company handles the closing.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each review shows the seller's actual location.
What sellers say about USA Home Buyers
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and the damage you want to discuss.