Hagerstown, Maryland · Washington County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Hagerstown and Washington County, Maryland, including houses with back taxes or liens. You can start with the property address and what you know about the notice or payoff.
Call 888-274-5006 to talk through the property.
Share the address and whatever you know about the lien, tax notice, or payoff.
We'll give you a written cash offer within 24 hours.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The current payoff amount and instructions come from the creditor or tax office. A title company checks ownership and recorded claims, then the parties use the current written figures to prepare the settlement. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from our closing-cost promise.
The creditor or tax office named on your notice can confirm the current balance and payoff instructions. The title company checks ownership and recorded claims. A recent tax bill or sale notice, mortgage or lien payoff statement, court paper, deed, and parcel or account number can help. Start with the property address and the papers you have; call before you have everything.
Washington County's Circuit Court Clerk's Office handles land records. Those records can help with recorded deeds and liens, but they do not replace a current payoff statement from the creditor or tax office.
Washington County Circuit Court Clerk's Office — Land Records →
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the address, what notice or payoff you have, and what timing concerns you. You can call before every balance or record is in hand.
We discuss the house as it stands and give you the proposed offer and terms in writing before you commit. Read the price, payoff treatment, responsibilities, and closing terms before deciding.
The title company reviews ownership and recorded claims. The relevant creditor or tax office confirms current payoff information, and the settlement company prepares the figures for the transaction.
Before closing, review the settlement statement showing the sale price, payoffs, taxes, closing costs, and the amount remaining after those items. The closing is handled through a title company.
A property-tax sale and a mortgage foreclosure are separate processes: a tax notice concerns unpaid property taxes, while a mortgage-foreclosure notice concerns a loan secured by the house. Check the date and contact on the notice you received for that matter; a tax-sale notice does not establish the status of a lender's foreclosure case, or vice versa.
For Washington County court contact information beyond land records, use the Maryland Courts directory for Washington County.
Maryland's state transfer tax is generally 0.5% of the sale price. The state portion is $500 on a $100,000 sale. Each county sets its recordation tax, and many counties also charge a county transfer tax, so the local amounts depend on the property's county and current rates. By law, the transfer and recordation taxes are presumed to be split equally between buyer and seller unless the contract says otherwise.
When the buyer is a first-time Maryland home buyer who will live in the home, the state rate drops to 0.25%; the seller pays that tax, plus recordation and local transfer taxes, unless the parties expressly agree otherwise. Some transfers are exempt. Ask the settlement company to confirm the current amounts and how the contract applies to your sale.
When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax.
Use the editable Hagerstown home-sale net proceeds calculator with your estimated value, mortgage payoff, lien or tax amount, repairs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Here's what sellers across Pennsylvania have said about working with us.
“WellSpan transferred me to their Chambersburg facility and I needed to be there in four weeks. My West York house was in good shape but I couldn't be in two places at once for a traditional sale. USA Home Buyers had a written offer the same morning I called. Closed in eight days. I made it to Chambersburg before my start date.”
“Divorce settlement required the house on King Street to be sold. My ex and I couldn't even be in the same room. USA Home Buyers handled everything through our attorneys. One number, one closing, proceeds split the day we signed.”
“Received an Act 91 notice in January. I had no idea I had maybe six months before a sheriff sale. USA Home Buyers explained everything — the timeline, the options — and had a written offer the next morning. We closed before any court filings. I walked away with $41,000 instead of nothing.”
Yes. We buy houses with back taxes and liens, and payoffs are handled through closing rather than by you upfront. You can call with the address and the notice or payoff information you have; you do not need to assemble every record first.
The creditor or tax office named on your notice provides the current balance and payoff instructions. The title company checks ownership and recorded claims and works with the relevant parties on the settlement figures.
No. A property-tax sale and a lender mortgage foreclosure are separate processes. Use the date and contact on the notice you received to check the tax account or sale status; use the lender or court information for a mortgage case. One notice does not establish the status of the other.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A current payoff statement helps show what the creditor is asking for.
Start with the property address and any tax notice, payoff statement, mortgage statement, court paper, lien notice, deed, or parcel/account number you have. Call before you have everything; the current balance and instructions can be checked as the sale is discussed.
We talk through the property and the records you have, then provide written terms before you decide. The title company reviews ownership and recorded claims, the relevant creditors or tax office confirm payoff instructions, and the closing figures are reviewed before settlement.
Call 888-274-5006 or use the form above. Start with the Hagerstown address and the notice or payoff information you have.