Sell without cleanup, repairs, or hauling debris
You do not need to arrange fire cleanup, repairs, or debris hauling before asking us about a sale. Tell us what you know about the damage and any access restrictions. Do not enter an unsafe house to gather details.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage
Share the Hammond address, what happened, and any access instructions you know about. Only gather details you can get safely.
Review written terms
We discuss the house in its current condition and give you a written offer and written terms before you commit.
Choose whether to close
If you choose to sell, closing is through a title company.
Hammond help with safety, repairs, and permits
Do not enter a house that may be unsafe or where officials have restricted access. Follow the instructions for that property. Before cleanup or repairs, ask the City what permits or inspections, if any, apply to the address and planned work.
For Hammond city permits and code questions, contact the City of Hammond Building Department. The City lists its office at 219 E. Robert Street, Hammond, LA 70401, and Code Enforcement at (985) 277-5642.
If the house is downtown, check its address against the Hammond Historic District maps. The local Historic District Commission reviews plans for work inside that district; a downtown label alone does not show whether a particular address is covered.
Compare rebuilding with selling as-is
If you are weighing repairs or rebuilding, compare the work and cleanup estimates you have, the time and cost of keeping the house during the work, and any city instructions for the address. Set those beside the written terms for an as-is sale. Confirm claim and mortgage requirements with your insurer and mortgage servicer.
The Hammond home-sale net proceeds calculator lets you compare a possible listing net with an as-is sale using your own numbers. Change the planning assumptions to fit the property; the calculator is an estimate, not a written offer or repair quote.
Seller experiences
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual location is shown; these are not presented as Hammond transactions unless the location says Hammond.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Hammond house
Can I sell a fire-damaged house in Hammond, LA?
Yes. USA Home Buyers buys houses as-is in Hammond and Tangipahoa Parish, Louisiana. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul debris before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You do not need to arrange cleanup, repairs, or debris hauling before asking us about a sale.
Who keeps my insurance proceeds, and what should I check with my mortgage servicer?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
Do not enter a house that may be unsafe or where officials have restricted access. Follow the instructions given for that property. Before cleanup or repairs, ask the City of Hammond Building Department what permits or inspections, if any, apply to the address and planned work.
What happens after I tell you about the damage?
We discuss the damage and what you know about the property, then give you a written offer and written terms before you commit. If you choose to sell, closing is through a title company.
Talk with us about the house
Call 888-274-5006 or use the form to tell us what happened.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the damage.