Hammond, Louisiana › Foreclosure

Can I Sell My Hammond House Before Foreclosure?

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Often, yes: you may be able to sell before a mortgage sheriff's sale if the closing can happen in time and pay the amounts needed to clear title. If you received a notice of seizure or have a sale date, tell us that date right away.

We buy houses as-is in Hammond and Tangipahoa Parish, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call 888-274-5006

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Takes 2 minutes. No obligation.

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How we work toward a closing

We review the house and the notice with you, then give you a written cash offer and written terms before you commit. If you choose to sell to us, the closing is through a title company.

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

A postponement request does not replace the dates in your official papers. Keep checking with the sheriff's office handling the sale, your lender, and a qualified attorney about the current status.

Which sale is involved?

Mortgage foreclosure

Louisiana mortgage foreclosures use a court proceeding, through ordinary process or executory process. The route and timing depend on the papers for your case. The lender's payoff may include the loan balance, interest, attorney fees, and court costs.

The sheriff must serve a notice of seizure. If a sale is scheduled, use the date in your current papers and tell us right away. The mortgage payoff and other amounts needed to clear title must be addressed before closing.

Property-tax sale

A sale for unpaid property taxes is separate from a lender's mortgage foreclosure. Tangipahoa Parish's Sheriff is also the ex-officio tax collector and conducts sales for nonpayment of taxes. Tax-sale notices and deadlines are separate from mortgage case papers; ask the tax collector named on your notice about that tax account and date.

A mortgage-sale postponement request does not tell you whether a tax sale has changed. Follow both sets of papers and confirm each date with the office handling that matter.

Think the payoff is more than the house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Ask the lender or servicer for a current payoff statement. We can review the payoff and title information with you as we consider whether the written terms and timing could work.

What happens next

  1. 1. Tell us what notice you received. Call or send the property address through the form. Share any mortgage or tax-sale date you have; you can start even if you do not have every document.
  2. 2. Review written terms. We give you a written cash offer and written terms before you decide whether to commit.
  3. 3. Work through title and payoff. If you choose to proceed, the title company reviews the title, mortgage payoff, liens, and any property-tax amount that applies.
  4. 4. Work toward closing. We coordinate with the title company and the people handling the payoff and sale date for your property.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Tangipahoa Parish sale and tax information

The Tangipahoa Parish Sheriff's Office Civil Processing Division schedules and advertises sheriff's sales. Check its sale information and confirm the current date for your property with the office handling your notice. For unpaid property taxes, contact the Sheriff's Office as ex-officio tax collector; use the tax notice to confirm the separate account status and deadline.

Back taxes and liens

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

Estimate possible sale proceeds

Use the Hammond calculator to compare your own assumptions. It is a planning estimate, not a property-specific offer or payoff calculation.

Open the Hammond home-sale net-proceeds calculator →

Questions about foreclosure in Hammond, Louisiana

Can I sell my Hammond house before a mortgage sheriff's sale?

Often, yes, if a title-company closing can happen before the scheduled sale and pay the debts and charges needed to clear title. The notice, payoff, case status, and sale date for your property matter.

Does signing an agreement of sale automatically postpone a sheriff's sale?

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Keep following the dates in your notices and confirm any change with the sheriff's office handling the sale.

Is a Louisiana tax sale the same as mortgage foreclosure?

No. A mortgage foreclosure is a court proceeding involving a lender. An unpaid-property-tax sale is a separate process handled by the tax collector. Use the notice for each matter and confirm its own account status and deadline with the office named on it.

What does a Louisiana notice of seizure mean?

A notice of seizure is part of the mortgage-foreclosure process. Check your court and sheriff papers for the status and any sale date, and ask a qualified attorney about your specific case.

Can you buy a Hammond house with back taxes or liens?

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Takes 2 minutes. No obligation.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Call 888-274-5006 about the notice, payoff, or timing.

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