Hillsboro, TX · Hill County

Can I sell my Hillsboro house with back taxes or liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses in Hillsboro and Hill County, Texas, even with back taxes or liens. Call with the address and any notice or payoff information you have; you do not have to collect every record first.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Before you commit, you get written offer terms; if you choose to sell, closing is through a title company.

Call 888-274-5006 to talk through the property or ask for a written cash offer.

We give written cash offers in 24 hours.

Share the address and what you know about the tax bill, lien, creditor, or notice.

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How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Your mortgage payoff, lien balances, back taxes, and share of current property taxes are separate from the closing costs we pay. The responsible creditor or tax office confirms its current figures and instructions, and the title company reviews how the items apply to the sale.

A payoff is the amount and instructions a creditor or tax office gives for a stated date. It can change as interest, fees, or taxes accrue.

Records that help—and who checks them

Your property address is enough to start a conversation. If you have a tax bill, delinquency or sale notice, creditor letter, payoff statement, mortgage information, court paper, parcel number, or recorded document, we can talk through it with you. The Hill County Tax Office handles county property-tax account and tax-sale questions. A lender or other creditor gives its own payoff information. Hill County Clerk provides land-record searches and records real-property documents; the title company checks the records and coordinates the transaction-specific title and payoff review.

Hill County Appraisal District is a separate office from the Tax Assessor-Collector. It provides appraisal, property-search, and taxing-entity information. You can call us before you have every document or balance; we can talk through what you have.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Tell us about the house and the notice

    Call or use the form with the Hillsboro address and the records you have. We can start the conversation before you have every payoff amount or county document.

  2. 2. Review the written offer and terms

    We discuss the house as it stands and give you the proposed offer and sale terms in writing before you decide whether to proceed.

  3. 3. Let title and the responsible offices confirm the details

    If you choose to move forward, the title company reviews the property records and works with the lender, tax office, or other creditor on current payoff and release information. The closing figures account for the sale terms and amounts that apply to your property.

  4. 4. Review the figures and close through title

    You can review the settlement figures before closing. The title company handles the closing, including the sale proceeds and the confirmed payoffs shown for the transaction.

Hillsboro and Hill County offices and sale notices

Hill County and the City of Hillsboro are separate local units, with different offices for county tax accounts and City code notices. Not sure who handles your notice? Call us — we'll sort it out with you.

Hill County Clerk ↗

The Clerk is at 80 North Waco Street, first floor, Hillsboro, TX 76645. Its page links land-record searches and describes real-property recording services. Confirm current search, recording, and in-person document procedures with the Clerk.

Hill County Appraisal District ↗

The Appraisal District is at 1407 Abbott Avenue, Hillsboro, TX 76645. It handles appraisal-district contact and property-search questions; its taxing-entity list is useful when checking which local units may relate to an address. It is separate from the County Tax Assessor-Collector.

Check Hill County taxing entities

A tax-sale notice is not a mortgage-foreclosure notice

Property-tax sales follow a delinquent-tax process. A lender's mortgage foreclosure is a different process. Hill County Tax Office publishes tax-sale information; the County's separate Notice of Foreclosure Sales page lists foreclosure sales. For your property's date and status, call the tax office, creditor, or trustee named in its notice.

Texas has no real estate transfer tax

Texas has no state, county, or city real estate transfer tax on a sale that conveys full ownership of real property. The deed still needs to be signed before a notary and recorded with the county clerk; contact Hill County Clerk about its current recording procedures and fees. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Read Article VIII, Section 29 of the Texas Constitution · Read the Texas Legislative Council analysis

Questions, calculator, and contact

Estimate what you may keep using your own property value, mortgage payoff, lien or tax amounts, and other costs. The calculator is a planning estimate, not a payoff quote or property-specific offer. Open the Hillsboro home-sale net proceeds calculator →

Hillsboro property liens and back taxes questions

Can I sell my Hillsboro house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; the creditor or tax office confirms the current payoff information for the property.

Who checks the balance on a tax bill or lien?

The Hill County Tax Office handles county property-tax account and tax-sale questions. A lender or other creditor provides its current payoff. Hill County Appraisal District provides appraisal, property-search, and taxing-entity information. The title company checks title records and works with the responsible office or creditor on the figures and instructions for the sale.

What if the payoff is more than my Hillsboro house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Are a property-tax sale and a mortgage foreclosure sale the same thing?

No. A property-tax sale and a lender's mortgage foreclosure are separate processes. Hill County Tax Office publishes tax-sale information, while Hill County has a separate Notice of Foreclosure Sales page. Check the notice for your property and confirm current status with the office, creditor, or trustee named there.

Does Texas charge a real estate transfer tax when I sell?

No. Texas has no state, county, or city real estate transfer tax on a sale that conveys full ownership of real property. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

What should I have ready when I call?

The property address is enough to start the conversation. A tax bill or notice, parcel or account number, creditor or case number, payoff statement, mortgage information, court paper, or sale notice can help. You can call before you have every record or balance.

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Talk through the property

Call 888-274-5006 or use the form below. Start with the Hillsboro address and the tax or lien information you have.

We give written cash offers in 24 hours.

Share the address and what you know about the tax bill, lien, creditor, or notice.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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