What we take on
A fire can leave damage, smoke cleanup, and debris. You do not have to clean out the house, arrange repairs, or haul debris before asking us to buy it. We buy fire-damaged houses exactly as they stand.
If officials have restricted access, follow their directions. Do not enter a building that may be unsafe.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- We talk with you about the damage and any access restrictions that affect the property.
- We give you a written cash offer within 24 hours.
- You get written terms before you commit, and we close through a title company.
Hobbs building safety, repairs, and permits
For building-safety and permit questions, call City of Hobbs Building Safety & Permitting Services at (575) 391-8158. The City of Hobbs Building Safety & Permits page lists its address as 200 E. Broadway St, Hobbs, NM 88240. Ask the office what requirements apply to the repair work you are considering.
If the property is outside Hobbs city limits, the City requires an approved Lea County Address & New Construction application before it issues a permit. See the Lea County Addressing / New Construction page for the county application process.
Compare rebuilding with selling as-is
Rebuilding means weighing repair and debris costs, permits needed for the work, how long repairs may take, and carrying costs while the house is out of use. Selling as-is means no cleanup, repairs, or debris hauling for the sale.
The Hobbs calculator compares a possible listing price with estimated proceeds after the costs you enter. Just an estimate — the actual number could be more or less depending on the home's condition.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Hobbs house
Can I sell a fire-damaged house in Hobbs, NM?
Yes. USA Home Buyers buys fire-damaged houses as-is in Hobbs and Lea County, New Mexico. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens after I ask about an offer?
We talk with you about the damage and any access restrictions, then give you a written cash offer within 24 hours. You get written terms before you commit, and we close through a title company.
Where can I ask about Hobbs building safety or permits?
The City of Hobbs Building Safety & Permits page lists building-safety and permit contacts. If a property is outside Hobbs city limits, the City requires an approved Lea County Address & New Construction application before it issues a permit.
Should I rebuild or sell the house as-is?
Compare repair and debris costs, permits needed for the work, repair time, and carrying costs with the terms of an as-is sale. The calculator compares a possible listing price with estimated proceeds after the costs you enter.
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and request a cash offer.
We give written cash offers in 24 hours.
Share the address and what you know about the house.