USA Home Buyers

Hobbs, New Mexico · Lea County / Property liens

Can I Sell My Hobbs House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. You can call us about selling a Hobbs house with back taxes or liens before you have every document. USA Home Buyers buys houses as-is in Hobbs and Lea County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

A title company checks ownership and recorded claims for the sale. The lender, creditor, or tax office confirms its current payoff information; you can start the conversation with what you have.

Call 888-274-5006 to talk through the property.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address and what you know about the lien, tax notice, or payoff.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The title company obtains current payoff or release instructions from the creditor or tax office and shows the applicable amounts on the settlement statement. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from the closing costs we pay; the current figures are checked for the property and closing.

A lien is a legal claim that may affect title or money due at closing. A payoff is the amount and instructions to settle that claim as of a stated date. The amount can change, so use a current statement or ask the responsible office or creditor to confirm it.

Records help, but you can call before you have everything

Start with the Hobbs address and any tax notice, creditor letter, payoff statement, court paper, mortgage information, parcel number, or city notice you have. The title company checks ownership and recorded documents; the lender or other creditor provides its payoff, the Lea County Treasurer checks the tax account and tax-sale status, and the County Clerk is the route for recorded land documents. The Assessor can answer assessment and property-lookup questions, not a tax payoff.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and the notice

    Tell us the Hobbs address, what the notice or payoff statement says, and what timing concerns you. Bring whatever you have; you do not have to work out the balance before calling.

  2. 2. Review the written offer and terms

    We discuss the house as it stands and provide the proposed price, responsibilities, payoff treatment, and closing terms in writing before you decide.

  3. 3. Let title and the responsible offices check the details

    The title company checks ownership and recorded claims. The lender, creditor, or Lea County Treasurer confirms current payoff information and any release instructions. The closing professionals confirm the documents and figures that apply to the sale.

  4. 4. Review the settlement statement and close

    The settlement statement lists the sale price, payoffs, closing costs, and other amounts due. Payoffs are handled through closing from the sale proceeds, and any amount left after the listed items is shown there. When you sell to us, we pay the closing costs.

Hobbs and Lea County records, taxes, and offices

These Lea County offices are in Lovington, not City of Hobbs offices. Use the County office that matches your notice or question; the title company checks the property-specific records for a sale.

Delinquent property taxes and tax sales are separate from mortgage foreclosure

The Lea County Treasurer handles property-tax collection, account lookup, and the County's delinquent tax-sale information. Ask the Treasurer about the current balance, notice, and status of a tax matter. A mortgage foreclosure is a separate lender and court process; a tax notice and a mortgage-court notice do not give you the same status or deadline. Check the current notice and the record for the process affecting the house.

New Mexico Courts foreclosure information →

New Mexico recording fee

The Lea County Clerk fee schedule lists $25 to record a document with up to 10 index entries, plus another $25 for each additional block of up to 10 entries (NMSA §14-8-15). That is a document-recording fee, not a percentage of the sale price. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes remain separate amounts settled at closing.

A city building notice or cost lien

New Mexico law allows a municipality to order a dangerous building removed and place the reasonable removal cost on the property as a lien. If you have a City of Hobbs dangerous-building or removal notice, ask the City about the order and any cost or lien record. That is different from a county property-tax balance.

New Mexico statute on dangerous buildings, NMSA §3-18-5 →

Lea County Treasurer ↗

Ask about property-tax collection, the current account, delinquent tax notices, and the County's tax-sale information. The office lists 100 North Main, Suite 3C, Lovington, NM 88260, and 575-396-8643.

Lea County Assessor ↗

Use the Assessor for assessment and property-lookup questions. An assessed value is not a current tax payoff or a creditor's lien balance. The office lists 100 North Main, Suite 2, Lovington, NM 88260, and 575-396-8626.

Compare possible net proceeds

Use the Hobbs home-sale net proceeds calculator with your own estimates for the sale price, mortgage, liens, back taxes, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Hobbs home-sale net proceeds calculator →

What our sellers say

BBB A ratingRead our Google reviews
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Hobbs property liens and back taxes questions

Can I sell my Hobbs house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you do not have to prepay anything; the payoffs come out at closing. Call or use the form with the property address and whatever notice, payoff statement, or record you have. You can start before you have every balance or document.

What is the difference between a lien and a payoff?

A lien is a legal claim that may affect the property title or the amount due at closing. A payoff is the current amount and instructions from the creditor or tax office to settle an obligation as of a stated date. The title company and the responsible creditor or office check the records and current figures for the sale.

Which Lea County office checks property taxes and tax-sale status?

The Lea County Treasurer handles property-tax collection, account lookup, and the County’s delinquent tax-sale information. Ask the Treasurer about the current balance, notice, and status for the parcel; use the current notice and office information rather than assuming a date.

Is a Lea County tax sale the same as a mortgage foreclosure?

No. Delinquent property-tax collection and tax-sale matters go through the County Treasurer. Mortgage foreclosure is a separate lender and court process. Check the current notice and record for the process that applies to the property.

What if the payoff is more than my Hobbs house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What records should I have when I call?

Start with the property address and any tax notice, lien or court paper, payoff statement, mortgage information, parcel number, creditor or case number, or city notice you have. You can call before everything is gathered; the responsible office, creditor, and title company can confirm the records and current figures as the sale moves forward.

What does the Lea County Clerk charge to record a document?

The Lea County Clerk fee schedule lists $25 for a document with up to 10 index entries, plus $25 for each additional block of up to 10 entries. That is a document-recording fee, not a percentage of the sale price. When you sell to us, we pay the closing costs; mortgage balances, liens, back taxes, and your share of current property taxes remain separate.

What happens after I contact you?

We talk through the house and the information you have, then put the proposed offer and terms in writing before you decide. A title company checks ownership and recorded claims and works with the lender, creditor, or tax office on current payoff information. At closing, the settlement statement shows the sale, payoffs, closing costs, and any proceeds left after the listed items.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Hobbs address and whatever notice or payoff information you have.

Call Now 888-274-5006