A lien is a claim that can affect the property or the money due when it sells. A payoff is the current amount and instructions from the lender, creditor, or tax office to settle what is owed. An older bill or public record can help identify the question, but it may not show the current amount needed for closing.
The lender, creditor, or county tax office confirms its current balance and payment or release instructions. The title company checks ownership and recorded claims for the transaction and works confirmed amounts into the closing figures. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.