Kennewick, WA › Foreclosure
Can I Sell My Kennewick House Before Foreclosure?
If a mortgage sale is scheduled, we’ll look at the notice, payoff, and time left with you. USA Home Buyers buys houses as-is in Kennewick, WA and Benton County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call us or use the form to talk about the sale date you’re facing.
Call 888-274-5006We answer 24/7 at 888-274-5006.
How we help you work toward closing
We look at the house, the foreclosure notice, payoff, and timing with you. You get a written offer and written terms before you commit, and we close through a title company.
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate settlement items. When you sell to us, we pay the closing costs, including Washington real estate excise tax.
No fees. No agent commissions when you sell to us.
Mortgage trustee’s sale or property-tax foreclosure?
Washington’s deed-of-trust process uses a nonjudicial trustee’s sale. For a sale under that statute, the trustee generally must record and send notice at least 90 days before the sale, or 120 days when the specified pre-foreclosure letter is required. A court-ordered foreclosure follows its own docket and orders.
A county property-tax foreclosure is separate from a lender’s mortgage foreclosure and has its own notices and dates. Not sure which sale you’re facing? Call us — we’ll look at the notice with you.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We work through the payoff and any liens with the title company as part of closing.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
What happens next
- Talk with us. Call or use the form. Tell us what notice you received and the sale date shown, and we’ll talk through the timing with you.
- Review the offer. We look at the house and the details you share, then give you a written offer and written terms before you commit.
- Work through title and payoff. The title company reviews ownership, payoff information, liens, and the requirements for closing.
- Work toward closing. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local foreclosure information
For a Benton County property-tax foreclosure, the county Treasurer’s Foreclosures and Distraint information covers the county tax process. For Washington mortgage-foreclosure information, the Department of Financial Institutions has Washington foreclosure information.
Read the Washington deed-of-trust foreclosure notice and sale rules in RCW 61.24.040 and county property-tax foreclosure law in RCW 84.64.
Estimate possible sale proceeds
Use your own sale and payoff assumptions to estimate possible proceeds. The calculator is a planning estimate, not a property-specific offer.
Open the Kennewick home-sale net-proceeds calculator →Questions about foreclosure in Kennewick, WA
Can I sell my Kennewick house before a trustee's sale?
Yes. We can talk through a sale before the trustee’s sale. Call us and we’ll look at the notice, sale date, payoff, and time left with you.
How much notice is required before a Washington trustee’s sale?
For a sale under Washington’s statutory deed-of-trust process, the trustee generally must record and send notice at least 90 days before the sale, or 120 days when the specified pre-foreclosure letter is required. A court-ordered foreclosure follows its own docket and orders.
Is a property-tax foreclosure the same as a mortgage foreclosure?
No. A mortgage foreclosure may proceed as a deed-of-trust trustee’s sale or through a court case. Benton County property-tax foreclosure is a separate process with its own notices and dates.
What if my mortgage payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
Want to talk it through? Call 888-274-5006. We answer 24/7.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.