What we take on
We buy the house as it stands, including burned materials, smoke damage, and debris. No repairs, cleaning, cleanout, or debris hauling are required to sell to us.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what was damaged and any access limits you know about. We'll give you a written cash offer within 24 hours. You receive a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. No agent commissions when you sell to us. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Keyser and Mineral County safety and permit contacts
If officials have restricted entry or the structure may be unsafe, stay out until officials say it is safe. An as-is sale does not cancel an existing repair or demolition order. West Virginia gives city and county officials authority over unsafe buildings; see the State's rules for city authority and county authority.
The permit office depends on whether the property is within Keyser city limits or in Mineral County outside the city. For county building and demolition permits or floodplain and building-safety questions, contact the Mineral County Planning Commission at 304-788-1321, at the Mineral County Health Department, 541 Harley O. Staggers Drive, Suite 1, Keyser, WV 26726. See its building-permit information.
For property within Keyser city limits, call City Hall about city permits at 304-788-1511 or use the City's permits and taxes page.
Compare rebuilding with selling as-is
Rebuilding may involve cleanup and debris removal, repairs, permits, time, and ongoing bills. We buy the house with the damage and debris in place, so you can compare that option with written sale terms without repairing first. The calculator compares a possible listing with estimated proceeds after costs using your own assumptions; it is not a property-specific offer.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated Keyser sale proceeds with the calculator →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Keyser house
Can I sell a fire-damaged house in Keyser, WV?
Yes. USA Home Buyers buys fire-damaged houses as they stand in Keyser and Mineral County, West Virginia — no cleanup, no repairs, no hauling debris.
Do I keep the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean, repair, or remove debris before selling?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You do not have to haul fire debris before selling to us.
Can I enter the house or start repairs after a fire?
If the structure may be unsafe or officials have restricted entry, do not go inside until they say it is safe. An as-is sale does not change an entry restriction.
What happens after I ask about an offer?
Tell us what happened and any access limits you know about. We'll give you a written cash offer within 24 hours. You receive a written offer and written terms before you commit, and we close through a title company.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. No agent commissions when you sell to us. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Talk with us about the house
Call 888-274-5006 or use the form to tell us about the damage and any access limits. You do not have to clean up or repair before asking about a sale.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the house.