King George, VA › Foreclosure
Can I sell my King George house before foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. You can sell if the sale closes and pays off the loan before the trustee's sale. USA Home Buyers buys houses as-is in King George and throughout King George County, Virginia — in any condition, with no repairs, cleaning, or cleanout required.
Call USA Home Buyers 24/7: 888-274-5006How we help before a trustee sale
You get a written offer and written terms before you commit, and we close through a title company. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
No agent commissions when you sell to us. No fees.
Which sale is on your notice?
A Virginia mortgage foreclosure is usually a trustee's sale under a deed of trust: the trustee auctions the house without a court case. For an owner-occupied home, written notice of the sale generally must go to the owner at least 60 days before the sale; for other property, generally 14 days. The sale must also be advertised in a local newspaper.
To sell before foreclosure, the sale needs to close and pay off the loan before the trustee's sale. Don't count on buying the house back afterward. A postponed sale must be advertised again. Until you have a new date in writing, plan around the date on your notice.
A tax sale for unpaid real-estate taxes is separate from a mortgage trustee's sale and has its own date and instructions. For a King George County tax balance, contact the County Treasurer; follow the tax-sale notice for its date.
Virginia's trustee-sale notice, advertising and postponement rules are in Va. Code §55.1-320, §55.1-321, and §55.1-322.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We can talk through the payoff with you and work with the title company on the payoff and other amounts due at closing.
Compare possible sale proceeds with the King George home-sale calculator → It is an estimate for planning, not a property-specific offer or payoff quote.
What happens next
- Call us or use the form to talk through the house and where things stand.
- We review the property and give you a written cash offer and written terms before you decide.
- If you choose to sell, we work with the title company on ownership, signing, the mortgage payoff, liens and the other amounts due at closing.
- Your mortgage payoff, liens, back taxes and share of current property taxes are separate from closing costs. The title company handles closing.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local tax-sale help
For a King George County real-estate tax bill or balance, contact the King George County Treasurer. The Treasurer's office is at 10459 Courthouse Drive, Suite 100, King George, VA 22485.
Questions and contact
Call USA Home Buyers at 888-274-5006 — we answer 24/7 — or use the form. Visit the King George market page, browse King George seller resources, or read the King George home-selling guide.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Foreclosure questions in King George, Virginia
Can I sell my King George house before a Virginia trustee sale?
You can sell before the trustee's sale if the sale closes and pays off the loan before then. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Is a mortgage foreclosure the same as a King George County tax sale?
No. A mortgage trustee sale and a tax sale for unpaid real-estate taxes are separate sales, each with its own notice and date. For a County tax balance, contact the King George County Treasurer; follow the tax-sale notice for its date and instructions.
What if the mortgage payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.