Can I Sell My Laramie House in Foreclosure?

How we work toward a closing

Tell us the property address, the sale date on your notice, and what you know about the payoff. We review the house as-is and put the offer and terms in writing before you commit. If you want to move forward, we use the agreement to ask for a postponement and work with the title company on payoff and closing steps. Confirm any changed sale date with the party conducting the sale; the signed agreement itself does not change the notice.

When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate payoff or settlement items.

Mortgage foreclosure and tax-sale notices are different

Wyoming mortgage foreclosure may use a power-of-sale process without a lawsuit. For that process, written notice of intent goes to the owner and any different occupant at least 10 days before newspaper publication begins. The sale notice is published once a week for four consecutive weeks, with a copy sent by certified mail before publication starts. The sheriff, a deputy, or the lender may conduct the sale. Read your own notices and confirm the dates and steps that apply to your property.

A county property-tax sale is separate from a mortgage foreclosure. Its notice and deadlines are not the mortgage notice or publication periods described above. Follow the tax-sale notice itself and contact the office named there; do not combine the two timelines.

A redemption period applies after a foreclosure sale, not before it. For nonagricultural property, the owner generally has three months to redeem by paying the purchase price plus statutory interest and certain costs, and generally keeps possession during that period. Agricultural property can have a 12-month period. Ask an attorney or title company to confirm the deadline and amount for your property.

• Wyoming Statutes §§ 34-4-103 and 34-4-104 — notices
• Wyoming Statutes §§ 34-4-108 and 34-4-109 — sale and postponement
• Wyoming Statutes §§ 1-18-103 and 1-18-104 — redemption and possession

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

We can review the payoff information with the title company as part of the closing work. Back taxes and liens are handled through closing rather than paid by you upfront; the mortgage balance and your current property-tax share remain separate items.

What happens next

1. Call or send the Laramie property address and the deadline shown on your notice.
2. Review the written cash offer and written terms before deciding.
3. If you accept, the title company checks title and obtains the payoff figures needed for settlement.
4. We work toward closing in time if the payoff, title, and sale timing allow it.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are not closing costs; the title company reviews those separately for settlement.

Compare the possible proceeds

Estimate possible sale proceeds with the Laramie calculator → Use it for planning, not as a property-specific offer or payoff statement.