Lewiston, ME · Seller FAQ
Questions About Selling a House in Lewiston, ME
These answers cover what you keep, repairs, timing, costs, paperwork, and local selling situations.
USA Home Buyers buys houses as-is in Lewiston and Androscoggin County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 with a question, or use the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you are trying to sort out. You can start with the facts you know.
Start with what you keep
Compare net proceeds, not just the sale price
Net proceeds are what remains after the sale costs and property obligations are accounted for. Include the mortgage payoff, liens, back taxes, your share of current property taxes, and any other costs tied to the property when you compare options.
Change the assumptions to fit your house instead of relying on a headline number. The calculator compares possible outcomes; the written terms and settlement figures are specific to the property.
Compare possible Lewiston net proceeds with editable assumptions →
Two ways to compare
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare the written price, responsibilities, timing, and property-specific costs alongside the repair, selling-cost, tenant, title, and estate questions that apply to your house.
Lewiston home-selling questions, answered
Do I need to fix or clean out a Lewiston house before selling to you?
No. USA Home Buyers buys houses as-is in Lewiston and Androscoggin County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How quickly will I get a written cash offer?
We give written cash offers in 24 hours. You get a written offer and written terms before you commit; closing is through a title company.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
How can I estimate what I would keep after the sale?
Start with net proceeds, not just the sale price. What you keep depends on the written price and property costs such as mortgage payoff, liens, back taxes, your share of current property taxes, and other sale costs. Use the calculator with assumptions that fit your house.
How does Maine real estate transfer tax work, and who pays it?
Maine charges $2.20 for every $500 of value or fraction of $500, and the law splits the tax evenly between seller and buyer. Since November 1, 2025, the part of the value above $1,000,000 has an additional tax of $3.80 per $500. When you sell to us, we pay the closing costs, including the real estate transfer tax. Mortgage payoffs, liens, back taxes, and your share of current property taxes remain separate.
Can I call before I have every document ready?
Yes. Call with the address and the question you have; you do not need every paper gathered before you start a conversation. The details you have can point to the next records to check.
Can I sell a Maine house while it is in foreclosure?
Often, yes, but the important deadline comes before the public sale. For a home loan on the house you live in, the lender must give written notice and at least 35 days to catch up. Once you are sued, if you live in the 1–4 unit home, you can ask for mediation through the court’s Foreclosure Diversion Program within 20 days of getting the court papers. If mediation is scheduled, no final judgment can issue until the mediator’s report is done. If the court rules for the lender, the redemption period is usually 90 days from judgment to pay what the court says is owed; a sale that closes in time can do that. When the redemption period ends, your right to pay off the loan ends. The lender then advertises a public sale, held 30 to 45 days after the first ad. If the court has entered a foreclosure judgment, tell us the date right away so we can try to close before the redemption period ends.
Can you review a tenant-occupied or multi-unit house?
Yes. We can review a Lewiston rental, tenant-occupied house, or multi-unit property. Tell us who lives there and what lease, access, or timing question you want to sort out; the occupancy details are part of the property review.
What happens to a mortgage, lien, or back taxes when I sell?
Our closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes. Those amounts are property-specific and affect what you keep. Check the actual balance or recorded document for the property.
Start with the question you have
You can call before you have every detail figured out. Start with the address and what is happening; you do not need to gather every paper or choose a sale date before asking a question.
Call 888-274-5006 and tell us what you know so far.
Local help
Which Lewiston or Androscoggin County office handles the record?
The Androscoggin County Registry of Deeds is the local source for recorded land documents, including deeds and mortgages. For a Lewiston city property-tax balance or collection question, start with the City of Lewiston Treasury Division. These offices can point you to the relevant public record or tax account; the actual sale figures still depend on the property.
More detail
Pages for the situation in front of you
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Sixty-six years old, widowed, and the house had more property taxes than I wanted to keep paying — $5,800 a year in NH on a fixed income. My son in Boston had been after me to move south. USA Home Buyers gave me a fair number, no open houses, no strangers in my house. Closed in eight days. I was in Massachusetts before spring.”
“My parents owned a house near the Millyard for 40 years. After my mother passed, my brother and I needed to settle the estate quickly — we both have jobs and families, neither of us lives in Manchester. USA Home Buyers had a written offer the next day and we closed in 11 days. The whole process was straightforward.”
“I relocated to Boston for work and had my Manchester house on the market for three months with an agent — two failed offers, one buyer who couldn't get financing. USA Home Buyers gave me a written number the next morning and we closed before my lease on the new apartment ran out.”
Have a question about selling in Lewiston?
Call 888-274-5006 or use the form. You can start before every document is gathered.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the question on your mind.