Questions About Selling a House in Lincoln, NE

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You do not have to fix or clean the house before asking about a cash offer.

• Lincoln code notices and repair questions →
• Selling a fire-damaged house in Lincoln →

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

• See the Cash Offer and EZ Sale comparison →

There is no single net number for every house. What you keep depends on the written sale price and the costs and balances tied to your property. Compare repairs, commissions, cleanout, carrying costs, your mortgage payoff, liens, back taxes, and your share of current property taxes instead of comparing headline prices alone.

• Compare possible Lincoln net proceeds with the calculator →

Nebraska law assigns the tax to the person signing the deed as seller. For a taxable deed transfer before January 1, 2032, the rate is $3.32 for each $1,000 of value or part of $1,000; a $150,500 taxable value comes to $501.32. Some transfers are exempt. When you sell to us, we pay the closing costs, including Nebraska's documentary stamp tax. Your mortgage, liens, back taxes and share of current property taxes are separate.

• Nebraska statute on documentary stamp tax rate and value →
• Nebraska statute on documentary stamp tax exemptions →
• Nebraska Department of Revenue tax calculation example →

Often, yes, if you close before the foreclosure sale. First check whether the loan is secured by a trust deed or a mortgage because the process differs. With a trust deed, you can generally cure a qualifying payment default before the loan's original maturity during the month after the notice of default is recorded by paying what is due plus allowed costs and fees; specified farm properties have two months. After at least one month—or two months for those specified farm properties—the trustee can publish a sale notice once a week for five weeks. The last notice must be 10 to 30 days before the sale, and a copy must be mailed at least 20 days before it. The trustee sells at public auction, and there is no right to buy the house back after a trustee's sale. With a mortgage, the lender must go to court. Within 20 days after the court's decree, you can file a written request to delay the sale. The delay can be nine months; for covered residential mortgages, it is three months when the original final payment was more than 20 years after the foreclosure complaint was filed, or six months when it was more than 10 but no more than 20 years after filing. You can redeem before the court confirms the sale by paying the judgment, interest, and costs. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

• Lincoln foreclosure questions and next steps →
• Nebraska statute on trust-deed notice of default and cure →
• Nebraska statute on trustee-sale notice publication →
• Nebraska statute on mailed trustee-sale notice →
• Nebraska statute on trustee sale and redemption →
• Nebraska statute on delaying a court-ordered sale →
• Nebraska statute on redemption before court confirmation →

If you live in the house and foreclosure has started, Nebraska generally lets you cancel a contract to sell it to a business buyer when the contract is covered by the Nebraska Foreclosure Protection Act. The deadline is generally midnight of the third business day after signing or noon on the last business day before the sale, whichever comes first. The Act gives no cancellation right if you first agree to the purchase on or after that noon deadline.

• Lincoln foreclosure questions and next steps →
• Nebraska Foreclosure Protection Act coverage →
• Nebraska Foreclosure Protection Act cancellation deadline →

Yes. A tenant is part of the sale comparison. Tell us who lives there, what the lease says, what access is available, and what timing you are considering; those details help frame the options for the property.

• Lincoln tenant-occupied property questions →

No. You can call before every paper is gathered. Start with the property address, what you know about its condition, who lives there, and the timing or question on your mind. You receive a written offer and written terms before you commit, and closing is through a title company.

• See how the Lincoln sale process works →
• Browse Lincoln and Lancaster County seller resources →