We buy the house and handle the contents
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy inherited houses in Louisville and Jefferson County, including homes with belongings still inside. Sell an inherited house without cleanout, repairs, or hauling away a lifetime of belongings — we take it as it is.
Tell us what the family wants to keep and what can stay; the written terms can identify what is included in the sale. Keeping a house can also mean continuing property-tax, insurance, utility, upkeep, and mortgage costs while the estate is being sorted out. You do not have to treat the house as unwanted to compare a sale with those ongoing costs.
What happens next
- We talk through the Louisville address, the house, its contents, the estate status, and what you want to keep.
- We give you a written cash offer within 24 hours. You get written offer terms before you commit.
- If you choose to proceed, a title company handles the closing and confirms the estate signer and documents needed for this property.
Written offer and written terms before you commit; title-company closing. The title company checks the estate authority and property records before a sale closes.
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Remote signing does not change who has authority to sell for the estate or any required court order.
Compare what you keep
Compare the written offer with likely net proceeds after the costs and carrying expenses that apply to your house. The calculator uses editable assumptions; it is an estimate, not a property-specific closing statement.
Open the Louisville net-proceeds calculator →Kentucky estate rules and taxes
A court appoints the personal representative — the executor or administrator — under KRS 395.015. If the will gives that person power to sell real estate, he or she can usually sell without a separate court order. Kentucky's general list of personal-representative powers does not include selling land when the will gives no such authority; see KRS 395.195(6).
In that situation, the personal representative can ask the District Court for an order granting power to sell under KRS 389A.010, with notice to everyone who has an interest in the house. The order must be final and the time to appeal must expire before the property can be conveyed. A certified copy is recorded with the deed under KRS 389A.015.
A surviving spouse can have rights in the house even if not named on the deed. Kentucky rewrote its surviving-spouse rules effective July 15, 2026; the current rule is in KRS 392.020. Some heirs may owe Kentucky inheritance tax, though close family is exempt; see the Kentucky Department of Revenue inheritance-tax guidance.
Kentucky's real estate transfer tax is 50 cents for each $500 of value or fraction of $500 — about 0.1%. The seller, called the grantor, owes it; value includes the full price and any liens the buyer takes over. The county clerk collects it before the deed can be recorded. Some transfers are exempt, so have the title company confirm whether an exemption applies; recording fees are separate. See KRS 142.050.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
We help coordinate the sale, but we do not provide legal advice. The title company or a qualified attorney can confirm who has authority to sign for the estate.
Local estate and deed help
If you need an estate attorney, we can help you find one.
Jefferson County Clerk's Office — Legal Records Division
Use the county clerk's official recording and indexing information for deed-recording questions in this one-county market.
Jefferson County Clerk Legal Records →What sellers say about USA Home Buyers
Related Louisville guidance
Questions about selling an inherited house in Louisville
Can an inherited Louisville house be sold before probate is finished?
Often, yes, but who signs depends on the will and the court authority. A personal representative must first be appointed. If the will gives that representative power to sell real estate, a separate court order is usually not needed. If it does not, the representative can ask the District Court for an order granting that power; the order must be final and the appeal period must expire before the property can be conveyed.
Who can sign to sell the house for the estate?
The court-appointed personal representative may sign when the will or a final court order gives authority to sell. The title company or a qualified attorney should review the will, appointment, any order, deed, and title requirements for this property. We help coordinate the sale, but we do not provide legal advice. The title company or a qualified attorney can confirm who has authority to sign for the estate.
What if the will does not give the personal representative power to sell?
Kentucky’s general list of personal-representative powers does not include selling land. The representative may ask the District Court for an order under KRS 389A.010, with notice to everyone who has an interest in the house. The order must be final and the time to appeal must expire before the property can be conveyed; a certified copy is recorded with the deed.
Can a surviving spouse have rights in the house if not named on the deed?
Yes. A surviving spouse can have rights in the house even if not named on the deed. Kentucky rewrote its surviving-spouse rules effective July 15, 2026, so have the title company or an estate attorney review the current rule and the actual estate documents.
What taxes apply when selling an inherited Kentucky house?
Some heirs may owe Kentucky inheritance tax, though close family is exempt. Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500, about 0.1%; the seller is generally responsible for it. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. That does not pay a mortgage, liens, back taxes, or your share of current property taxes.
Do I need to clean out or repair the inherited house first?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Sell an inherited house without cleanout, repairs, or hauling away a lifetime of belongings — we take it as it is.
Can I sell if I live outside Kentucky?
Sell from anywhere in the country — we can send a notary to you, and you don’t have to attend settlement or even visit the property. Remote signing does not change who has authority to sell for the estate.
Talk through the inherited house
Call 888-274-5006 or send the Louisville property address.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.