Madisonville, KY · Hopkins County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses in Madisonville and Hopkins County, including homes with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can talk through a cash offer and any notices or payoff details you have. You can call before you have every record.
Call 888-274-5006 to talk through the property, or use the form.
Share the property address and what you know about the lien, back taxes, or payoff.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a claim that can affect the property or the money due at closing. A payoff is the current amount and instructions a creditor or tax office gives to satisfy an obligation as of a stated date. Payoffs are listed with the other settlement figures.
The title company reviews the records and works with the named creditor or tax office for current payoff and release information.
A property address is enough to start. A tax bill or notice, parcel number, lien or court paper, mortgage statement, payoff letter, or case or account number can help. Call with what you have; you do not need every record first.
The Hopkins County Clerk handles recorded-document questions. The lender, creditor, or tax office named in your notice confirms the current balance and payoff instructions. The title company reviews the records and payoff details for the sale.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Madisonville address, what you know about the lien or tax account, and any date or question that concerns you. You can start with the information you have.
We discuss the house as it stands and put the offer and terms in writing before you commit. No agent commissions when you sell to us. No fees.
If you choose to proceed, the title company reviews ownership and recorded claims. The relevant lender, creditor, or tax office supplies current payoff or release information for the settlement figures.
The closing figures show the sale price, payoffs, taxes, and other listed costs. The title company confirms the final figures and documents for the transaction. Close as fast as 7 days when title and closing details allow.
The Hopkins County Clerk records certain documents and handles deed-room and recorded-document questions. The lender, creditor, or tax office named in your notice confirms the current payoff and release information. The title company reviews the records for the sale.
Hopkins County Clerk contact information → Legal records and official documents →
Madisonville Finance handles City property-tax questions. The Hopkins County Sheriff’s Office handles County-tax collection questions. Use the office that matches your bill or notice.
City of Madisonville Finance Department → Hopkins County Sheriff’s Office →
City Hall, 67 N. Main Street, Madisonville, KY 42431; City Hall phone 270-824-2100. Hopkins County Sheriff’s Office, 261 Responders Lane, Madisonville, KY 42431.
A property-tax sale concerns unpaid property taxes. Mortgage foreclosure concerns a lender’s mortgage and a court case. They are separate matters handled through different offices.
For a Hopkins County mortgage case, call the Circuit Court Clerk at 270-824-7502 or District Civil at 270-824-7509 at the Justice Center, 120 E. Center Street, Madisonville, KY 42431, and ask which handles your case.
Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500—about 0.1%. On a $100,000 sale, that is $100. The grantor, or seller, owes it under the statute; the value includes the full price paid, including any liens the buyer takes over. The county clerk collects the tax before the deed can be recorded. Some transfers are exempt, including certain foreclosure deeds, deeds between spouses, and certain transfers to government; ask the title company whether an exemption applies. Recording fees are separate.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
Read Kentucky Revised Statutes § 142.050 on real estate transfer tax →
Use the Madisonville home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, and selling costs. Just an estimate — the actual number could be more or less depending on the home's condition.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses in Madisonville and Hopkins County, including homes with back taxes or liens. Call or use the form with the address and any notice or payoff information you have. You can call before you have every record.
The Hopkins County Clerk handles recorded-document questions. The lender, creditor, or tax office named in your notice confirms the current amount and payoff instructions. The title company reviews the records and payoff details for the sale.
Madisonville Finance handles City property-tax questions. The Hopkins County Sheriff’s Office handles County-tax collection questions. Use the office that matches your bill or notice.
A property-tax sale concerns unpaid property taxes. Mortgage foreclosure concerns a lender’s mortgage and a court case. They are separate matters handled through different offices.
Kentucky charges 50 cents for each $500 of value or fraction of $500, about 0.1%. The grantor—the seller—owes it under the statute, and the county clerk collects it before the deed can be recorded. Recording fees are separate, and some transfers are exempt; ask the title company whether an exemption applies. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. You can call before you have a payoff statement.
Yes. A property address is enough to start. A tax bill or notice, parcel number, lien or court paper, mortgage statement, payoff letter, or case or account number can help. The lender, creditor, or tax office named in your notice confirms the current balance and payoff instructions.
We talk through the house and the records you have, then put the offer and terms in writing before you decide. If you choose to proceed, the title company reviews ownership and recorded claims and works with the lender, creditor, or tax office on current payoff instructions and closing figures.
Call 888-274-5006 or use the form above. Start with the Madisonville address and whatever tax or lien information you have. You can call before you have every record.