Sell without cleanup, repairs, or hauling debris
We buy the house as it stands. You do not have to repair fire or smoke damage, clean the house, or haul debris before selling to us. You can tell us what remains and discuss the property before arranging restoration work.
An as-is sale does not change instructions about entering the property or doing work there. Follow any access restrictions for the actual house.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the address, what was damaged, any access restrictions, and what you know about the claim.
- We discuss the property in its current condition and give you a written cash offer and written terms before you commit. We give written cash offers in 24 hours.
- If you choose to sell, closing is handled through a title company.
Manitowoc building safety and permit questions
For a property in the City of Manitowoc, start with the City of Manitowoc for building-safety, repair, or permit questions. Ask what applies to the address and planned work before starting. For other addresses in Manitowoc County, contact the officials responsible for that property; city requirements may not apply there.
City of Manitowoc official website →
Do not enter if officials have restricted access or the structure may be unsafe. Follow directions from the fire department, building officials, utility providers, and insurer. Before cleanup, repairs, debris removal, or demolition, confirm what is safe and allowed for that property.
Compare rebuilding with selling as-is
If you are considering rebuilding, compare the repair estimates and insurance information you have, any mortgage-servicer requirements, the time and work involved in managing repairs, and the cost of carrying the property while work is underway. Weigh those against the written cash offer and terms for selling as-is, and how much of the rebuilding process you want to take on.
Use the Manitowoc home-sale calculator to compare estimated listing proceeds with an as-is cash-sale option using your own assumptions. It is a planning estimate, not a written offer for your property.
Testimonials are real, from our transactions, verified and approved by our attorneys. The reviews keep each seller's actual location; they are not presented as Manitowoc transactions.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Pierce Manufacturing transferred me to their Bradenton, Florida facility. I had eight weeks to get to Florida. My house on the Westside needed a few updates but I wasn't going to spend the summer on that. USA Home Buyers gave me a number in twenty-four hours. I said yes and closed in eleven days. I made it to Bradenton two weeks early.”
“After the plant I worked at outside Oshkosh restructured and cut my position, I was behind on payments within three months. The lender filed in Winnebago County Circuit Court. By that point I had a judgment date looming. USA Home Buyers had a written offer in twenty-four hours and we closed in thirteen days. The judgment was dismissed.”
“The Winnebago County divorce required the house sold before settlement could be finalized. We'd lived in Menominee Park for sixteen years — good memories, but we needed to move on. One written offer from USA Home Buyers, both signed it in the same afternoon, closed in fourteen days.”
Questions about selling a fire-damaged Manitowoc house
Can I sell a fire-damaged house in Manitowoc without cleaning or repairing it?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to restore the property before selling to us.
Do I keep my insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter a fire-damaged house or start cleanup?
Follow directions from the fire department, building officials, utility providers, and insurer for the actual property. Do not enter if the structure may be unsafe or access is restricted. Check what is allowed before starting cleanup, repairs, debris removal, or demolition.
Who can answer building-safety or permit questions in Manitowoc?
For a property in the City of Manitowoc, start with the City of Manitowoc and ask what safety, repair, or permit requirements apply to that address and planned work. For other addresses in Manitowoc County, contact the officials responsible for that property.
What happens after I tell you about the fire damage?
We discuss the damage and the information you have, then give you a written cash offer and written terms before you commit. We give written cash offers in 24 hours. If you choose to sell, closing is handled through a title company.
Talk with us about your fire-damaged Manitowoc house
Call 888-274-5006 or use the form to tell us about the damage and the property.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the fire-damage details you know.