Marion, IL / Foreclosure
Can I Sell My Marion House Before a Foreclosure Auction?
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think.
If the auction is still ahead, you may have time to sell if the sale can close and pay the required amount before your redemption deadline. That deadline comes before the auction. The date and payoff depend on your court case. Catching up on missed payments and paying the full amount to redeem the house are different options.
USA Home Buyers buys houses in Marion and Williamson County, Illinois. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We answer 24/7 at 888-274-5006.
Request a cash offerHow we help you work toward closing
You get a written offer and written terms before you commit, and we close through a title company. We work through title, the current mortgage payoff, liens, and the details needed for closing.
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think. The Illinois redemption deadline still applies while we work toward closing.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Which sale is on your notice?
A mortgage foreclosure is a court case about mortgage debt. In Illinois, the redemption deadline comes before the foreclosure auction, and the date and payoff depend on your case. Catching up on missed payments is different from paying the full amount needed to redeem. A property-tax sale is separate, with its own notice and dates. If you have both notices, we can talk through both timelines; postponing a mortgage foreclosure does not change a tax-sale date.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call us or use the form, and we can talk through the property and the date you are facing.
- We review the house and give you a written offer and terms before you commit.
- If you choose to proceed, we work with the title company on title, mortgage payoff, liens, and tax details for closing.
- We work toward closing under the written terms. Your Illinois redemption deadline still applies while we work toward closing.
Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Williamson County foreclosure and tax-sale contacts
- Williamson County Circuit Clerk — contact the Circuit Clerk about a Williamson County foreclosure court case at the courthouse, 200 West Jefferson Street in Marion.
- Williamson County Treasurer — contact the Treasurer about property-tax bills, payments, and tax-sale information.
- City of Marion Clerk's Office — for a Marion property inside city limits, contact the City Clerk at 618-997-6281 about a residential mortgage-foreclosure notice.
- Illinois Courts mortgage-foreclosure forms include a request asking a judge to pause a mortgage-foreclosure sale.
- Illinois statute, 735 ILCS 5/15-1603 explains the mortgage-foreclosure redemption period.
Compare possible sale proceeds
Use your own estimates to compare possible proceeds. The calculator is a planning estimate, not a property-specific offer or payoff statement.
Open the Marion home-sale net-proceeds calculator →What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
Marion, IL foreclosure questions
Can I sell my Marion house before a foreclosure auction?
Yes, you may still have time if the sale can close and pay the required amount before your redemption deadline. Illinois mortgage foreclosures go through court, and that deadline comes before the foreclosure auction. The date and payoff depend on your case. Catching up on missed payments and paying the full amount to redeem the house are different options. Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think.
Is a mortgage foreclosure the same as a property-tax sale?
No. A mortgage foreclosure is a court case about mortgage debt. A property-tax sale is separate and has its own notice and dates. If you have both notices, we can talk through both timelines; postponing a mortgage foreclosure does not change a tax-sale date.
What if the payoff is more than my Marion house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens after I contact USA Home Buyers?
We talk through the property and the date you are facing. You get a written offer and written terms before you commit, and we close through a title company. If you choose to proceed, we work with the title company on title, mortgage payoff, and lien details as we work toward closing.
Talk through the Marion property and its notice
Call USA Home Buyers at 888-274-5006. We answer 24/7. You can also use the cash-offer form.