Mobile, Alabama · Mobile County

Can I Sell My Mobile House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in the City of Mobile and Mobile County, Alabama, including houses with back taxes or liens. We work with the title company and the creditor or tax office to check recorded claims and current payoff information. You can ask for a cash offer with the address and whatever paperwork you have.

Mobile is within Mobile County, but a mailing address alone does not confirm a specific parcel’s jurisdiction. The property address and land records help identify the county for that home.

Call 888-274-5006 to talk about the house or ask for a cash offer.

Talk through your Mobile lien or tax question

Share the property address and whatever you know about the lien, tax account, payoff, or notice. You can call before you have every record.

We give written cash offers in 24 hours.

Tell us the property address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

We'll give you a written cash offer within 24 hours.

Prefer to call? 888-274-5006.

How liens and payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a claim that can affect the property’s title or the money due at closing. A payoff is the current amount and instructions a creditor or tax office gives to satisfy an obligation. The title company checks ownership and recorded claims for the sale; the creditor or responsible office confirms its current payoff and release information.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Closing costs are separate from mortgage balances, liens, back taxes, and your share of current property taxes. Those property-specific amounts are checked for the sale.

Records that can help

If you have them, start with the latest property-tax bill or notice, a lien or judgment notice, a creditor’s payoff statement, mortgage information, deed, or parcel number. You can call with just the property address and what you know. The Mobile County Revenue Commission handles county property-search, assessment, and property-tax routing; Mobile County Probate Court’s Recording Division is the county route for document recording and real-property records. A title company checks recorded claims for the sale.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the Mobile address, what you know about the house, and which notice or payoff concerns you. Start with what you have; you do not need to resolve the records before calling.

  2. 2. Review the written offer and terms

    We discuss the house as it stands and put the proposed price, responsibilities, payoff treatment, and closing terms in writing before you decide. Written offer and written terms before you commit; title-company closing. We give written cash offers in 24 hours.

  3. 3. Check title and payoff information

    The title company reviews ownership and recorded claims for the specific sale. The creditor or responsible tax office confirms the current payoff and release instructions, and the closing professionals check the amounts that apply to the transaction.

  4. 4. Review the closing figures and close

    Before closing, review the settlement figures for the sale price, payoffs, deed tax, other costs, and the amount remaining after those items. The title company handles the closing and recording steps.

Mobile County records, tax notices, and Alabama deed tax

A county property-tax account or tax-sale notice and a lender’s mortgage-foreclosure matter are separate issues. Use the current notice to identify the office and date for that matter. Mobile County’s Revenue Commission is the county contact for property searches, assessments, and property-tax questions; mortgage-foreclosure papers should be checked with the lender or court named on them. See the separate Mobile foreclosure information for the mortgage process.

Mobile County Revenue Commission ↗

Use the County Revenue Commission for property search, assessment, and county property-tax routing. Confirm the parcel and applicable office directly. The Mobile office is at Michael Square, 3925 Michael Boulevard, Suite G, Mobile, AL 36609; call (251) 574-8530.

Alabama deed tax when the deed is recorded

Alabama charges deed tax when a deed is recorded with the county Probate Judge: 50 cents for each $500 of taxable value, or any part of $500. A mortgage or vendor’s lien can reduce taxable value when Alabama mortgage tax has been paid on it; the closing attorney confirms whether that applies. The tax and recording fees are part of recording the deed. When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Read Ala. Code § 40-22-1 · Alabama Department of Revenue: recordation tax · Mobile County document recording

County office details checked October 6, 2026.

Compare possible net proceeds

Use the editable Mobile home-sale net proceeds calculator with your own estimates for the home, mortgage payoff, liens or taxes, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Mobile home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Mobile property liens and back taxes questions

Can I sell my Mobile house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; call or use the form with the address and whatever notice or payoff information you have.

What records should I have when I call about a lien or tax balance?

Start with the property address and any property-tax bill or notice, lien or judgment notice, creditor payoff statement, mortgage information, or parcel number you have. You can call before you have every document; the title company and the responsible creditor or office check the current information as the sale moves forward.

Who checks a Mobile County property-tax balance?

The Mobile County Revenue Commission is the county contact for property search, assessment, and property-tax questions. Use the current notice and confirm the applicable office and parcel directly; the contact details are in the local offices section.

Where can I ask about recorded property documents?

Mobile County Probate Court’s Recording Division handles county document recording and provides a real-property records route. The title company checks ownership and recorded claims for the sale; the current creditor or tax office confirms payoff information.

Is a county tax-sale notice the same as mortgage foreclosure?

No. A property-tax notice or tax-sale matter concerns delinquent property taxes; mortgage foreclosure concerns a lender’s mortgage. Follow the current notice for the office and date that apply, and use the separate Mobile foreclosure page for mortgage-foreclosure information.

What does Alabama charge in deed tax when a house sells?

Alabama charges 50 cents for each $500 of taxable value, or any part of $500, when a deed is recorded with the county Probate Judge. The closing attorney confirms the taxable value and any applicable mortgage-tax deduction. When you sell to us, we pay the closing costs, including Alabama’s deed tax.

What if the payoff is more than my Mobile house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I contact you?

We talk through the house and the records you have, then put proposed sale terms in writing before you decide. The title company and the creditor or responsible tax office confirm ownership, recorded claims, payoff instructions, and settlement figures for the property before closing.

More Mobile seller information

Talk through the property

Call 888-274-5006 or use the form above. Start with the Mobile address and the notice or payoff information you have.

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