Mount Pleasant, WI · Foreclosure
Can I Sell My Mount Pleasant House Before Foreclosure?
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Yes, you may still have time if a sale can close and resolve the debt. Wisconsin mortgage foreclosure goes through court. We can look at the notice, payoff, and dates with you.
Call 888-274-5006 to talk it through.
How we help with a foreclosure sale
We look at the notice and payoff with you, then work toward a closing. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
No fees. No agent commissions when you sell to us.
When you sell to us, we pay the closing costs.
Mortgage foreclosure and property-tax notices are different
A Wisconsin mortgage foreclosure is the lender's court case. A property-tax notice is a separate issue, with its own balance and dates. The Village of Mount Pleasant's property-tax page directs online tax bills and receipts to Racine County. If your notice mentions a tax sale or tax foreclosure, call us and we'll look at it with you.
Wisconsin foreclosure timing and redemption
Before the sheriff's sale, the timeline depends on the foreclosure judgment and the dates in your case. After the sheriff's sale, your right to redeem can continue until the court confirms the sale. Redeeming means paying the full foreclosure judgment, interest, costs and applicable later taxes—not just overdue installments. Selling before foreclosure may help protect any equity you have, if the sale can close and resolve the debt in time.
Read Wisconsin Statutes Chapter 846 ↗ and the Wisconsin Court of Appeals decision Security State Bank v. Sechen ↗.
If the payoff is the problem
Your mortgage payoff affects what may remain from a sale. We can walk through the numbers with you.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Tell us about the house and notice
Call or use the form. We'll talk through the foreclosure stage, sale date, and payoff with you.
2. Review the written offer and terms
You get a written offer and written terms before you commit, and we close through a title company.
3. Work through title and payoff details
If you choose to sell, we work with the title company on title, the mortgage payoff, and closing details.
4. Work toward closing
Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Wisconsin real estate transfer fee
On a sale that isn't exempt, Wisconsin charges the seller 30 cents for every $100 of the sale price, or part of $100. The fee is collected when the deed is recorded; some transfers are exempt. Wisconsin's real estate transfer-fee law ↗.
When you sell to us, we pay the closing costs. When you sell to us, we pay the Wisconsin real estate transfer fee.
Racine County court and tax information
The Racine County Clerk of Circuit Court handles county court cases and judgments. Wisconsin Circuit Court Access lets you search court-case information. For Mount Pleasant property-tax bills and receipts, the Village's tax page links to Racine County.
Estimate what may remain from a sale
Compare possible sale proceeds and costs with the Mount Pleasant home-sale calculator →.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Questions about foreclosure in Mount Pleasant
What if the sheriff's sale has already happened?
In Wisconsin, the right to redeem can continue after the sheriff's sale until the court confirms it. To redeem, you must pay the full foreclosure judgment, interest, costs and applicable later taxes—not just overdue installments. Call us promptly so we can review the notice and dates with you.
Is a property-tax notice the same as a mortgage foreclosure?
No. A mortgage foreclosure is the lender's court case; a property-tax notice is separate. For Mount Pleasant, the Village's property-tax page directs online bills and receipts to Racine County. Call us and we'll sort through the notice with you.
What if the payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Who pays Wisconsin's real estate transfer fee?
When you sell to us, we pay the Wisconsin real estate transfer fee.
Talk through your foreclosure notice
Call 888-274-5006 or tell us about the house and notice in the form above. Not sure? Call us — we'll sort it out with you.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”