New Orleans, Louisiana · Orleans Parish

Can I Sell My New Orleans House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. You can call us now about selling a New Orleans house with back taxes or liens. USA Home Buyers buys houses as-is in the City of New Orleans and Orleans Parish. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

A title company is the closing company that checks ownership and recorded claims. It works with the creditor or tax office on current payoff information while you can ask us about the house before every detail is assembled.

Call 888-274-5006 to talk through the property.

Talk through your New Orleans lien or tax question

Share the property address and what you know about the notice, creditor, payoff, or tax account. Start with what you have; you can call before you gather every record.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

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Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The creditor or tax office confirms its current balance and payoff instructions. The title company checks recorded claims and works with the parties on the documents needed for closing. Your mortgage, back taxes, and share of current property taxes are separate from our closing-cost payment.

Start with the records you have

The property address and any City tax bill or notice, lien or judgment notice, mortgage statement, payoff letter, parcel information, or court paper are useful starting points. You can call before you have everything. The creditor or tax office named on a notice can confirm its current balance and status; the title company checks recorded claims and payoff instructions for the sale.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk about the house and the notice

    Tell us the New Orleans address, what you know about the lien or tax balance, and any date on a notice. Start with what you have; you do not need to solve the payoff before calling.

  2. 2. Review the house and written terms

    We discuss the house as it stands and put the offer and sale terms in writing before you commit. Read the price, responsibilities, payoff treatment, and closing terms before deciding whether they fit your situation.

  3. 3. Let the title company and creditors check the details

    The title company checks ownership and recorded claims for the transaction. The lender, creditor, or taxing office provides current payoff amounts and instructions; the closing team uses those records to prepare the settlement figures.

  4. 4. Review the settlement and close

    The settlement statement lists the sale price, payoffs, taxes, fees, and the amount left after those items. When you sell to us, we pay the closing costs; your mortgage, liens, back taxes, and share of current property taxes are separate.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

New Orleans and Orleans Parish offices to check

New Orleans citywide corresponds to Orleans Parish, but that boundary comparison is not a parcel lookup. Use the office tied to the record or notice you have; a tax bill or assessment is not the same as a lien payoff or title search.

City of New Orleans Bureau of Treasury ↗

Use the City's Find Your Tax Bill page to start a City property-tax bill lookup. The Bureau lists 1300 Perdido Street, 1W40, New Orleans, LA 70112, and (504) 658-1701. A bill lookup does not confirm a lien payoff or the status of a sale notice; follow the notice and confirm with the office handling it.

Orleans Parish Clerk's Documentary Transaction Tax information ↗

The Clerk's Notarial Archives page describes the City's contract for collecting the Documentary Transaction Tax. Check the Clerk's information and ask the closing professional which requirements apply to your document; this page does not determine a tax amount or exemption for a specific sale.

Louisiana mortgage, tax-notice, and recording facts

Keep a property-tax notice separate from a mortgage-foreclosure notice. They concern different obligations, and a date on one does not establish a date for the other. For a tax account or tax-sale status, use the tax notice and the office handling it; no parcel-specific status or sale date is assumed here.

Mortgage foreclosure and payoff

Louisiana mortgage foreclosures proceed through court, either by ordinary process or executory process. A lender's payoff can include interest, attorney fees, and court costs in addition to the loan balance. If you have a mortgage-foreclosure notice, check the current case information and ask the lender for its payoff; a sale still depends on resolving the debts and charges needed to clear title.

Louisiana Code of Civil Procedure article 3721 →Louisiana Revised Statutes 13:3852 →New Orleans mortgage-foreclosure information →

Louisiana deed-recording and closing costs

Louisiana's basic statutory deed-recording fee is $100 for a document of one to five pages. Longer documents, extra indexed names, and other services can add charges. The recording fee is not the total cost of a closing. Read Louisiana Revised Statutes 13:844 →

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Compare possible net proceeds

Use the editable New Orleans home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the New Orleans home-sale net proceeds calculator →

What sellers say about USA Home Buyers

New Orleans property liens and back taxes questions

Can I sell my New Orleans house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Call or use the form with the property address and the notice or payoff information you have; you can start before you have every record.

Who checks the current lien or tax payoff?

The creditor or tax office gives its current balance and payoff instructions. The title company checks recorded claims and coordinates the payoff information for the sale. For a City property-tax bill, start with the Bureau of Treasury lookup or the office named on your notice.

What records should I have when I call?

Start with the property address and any property-tax bill or notice, lien or judgment notice, mortgage statement, payoff letter, parcel information, or court paper you have. You can call before you have everything.

Is a property-tax sale notice the same as a mortgage-foreclosure notice?

No. A tax notice concerns the property-tax account or tax process; a mortgage foreclosure concerns the home loan and proceeds through court in Louisiana. Use the tax notice and the office named on it for current tax information. Use the lender payoff and the court or sheriff information on a mortgage notice for that separate case.

What if the payoff is more than my New Orleans house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What is the Louisiana deed-recording fee?

The basic statutory fee is $100 for a document of one to five pages. Longer documents, extra indexed names, and other services can add charges. Title and settlement costs also depend on the closing.

More New Orleans seller resources

Talk through the property

Call 888-274-5006 or use the form above. Start with the New Orleans address and the notice or payoff information you have.

Call Now 888-274-5006