What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can sell without arranging cleanup, repairs, or debris hauling first.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the damage. We talk through the house with you. You get a written offer and written terms before you commit, and we close through a title company.
No agent commissions when you sell to us. No fees. When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes.
Normal building and permit questions
If fire or building officials tell you not to enter or have restricted access, stay out and follow their directions. For questions about permits or inspections for repairs and remodeling, contact the Town of Normal Building Inspection Division.
Town of Normal Building Inspections →Compare rebuilding with selling as-is
Compare your written sale terms with the time and cost of cleanup, repairs, or rebuilding, plus what it costs to keep the house while work is underway. Use your own numbers in the Normal calculator.
Compare estimated Normal sale proceeds →Questions and contact
Call 888-274-5006 or use the form above. Tell us about the damage and what you know about the Normal house.
Questions about selling a fire-damaged house in Normal
Can I sell a fire-damaged house as-is in Normal, IL?
Yes. USA Home Buyers buys fire-damaged houses in Normal and McLean County exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean up or repair the house before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Can I go inside after a fire?
If fire or building officials tell you not to enter or have restricted access, stay out and follow their directions. You can call us without going inside.
What happens after I contact USA Home Buyers?
We talk through the damage and the house with you. You get a written offer and written terms before you commit, and we close through a title company.