What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can sell without arranging cleanup, fixing the house, or taking debris away first. We'll talk through the damage and safe access with you.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
We talk through the damage and the property with you. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow. No agent commissions when you sell to us. No fees. When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes and share of current property taxes are separate.
North Wilkesboro safety and permit contacts
If fire or building officials have called the house unsafe or restricted entry, stay out and follow their directions. The Town handles building inspections inside town limits; Wilkes County handles inspections in the Town's extraterritorial jurisdiction (ETJ). Ask the office that covers the house what permits are needed before repair or demolition work. Not sure? Call us — we'll sort it out with you.
For a house inside Town limits, call Town Planning & Inspections at 336-667-7129, ext. 3009 or visit the Town Planning & Inspections page. For the Town's ETJ, call Wilkes County Building Inspections at 336-651-7303 or visit the Wilkes County Building Inspections page.
Compare rebuilding with selling as-is
Compare the written terms for an as-is sale with the cleanup, repairs, debris removal, demolition, and time involved in rebuilding. If you still have a mortgage, include your lender's requirements for the insurance check in that comparison.
Compare North Wilkesboro sale proceeds with your assumptions →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged house
Can I sell a fire-damaged house without cleaning or repairing it first?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens after I contact USA Home Buyers?
We talk through the damage and the property with you. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
Talk with us about the house
Call USA Home Buyers at 888-274-5006 or use the form to tell us what happened.
We give written cash offers in 24 hours.
Share the address and what you know about the damage.