Ottumwa, IA · Wapello County · Fire damage
Selling a Fire-Damaged House in Ottumwa, IA
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
USA Home Buyers buys houses as-is in Ottumwa and Wapello County, Iowa, including fire-damaged homes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Call 888-274-5006 or use the form to ask about your house.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the house.
What we take on
Sell it without cleaning up the fire damage
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
You can talk with us before arranging repairs, cleaning the house, or hauling away debris. Tell us what happened and what you know about safe access.
Insurance and mortgage
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Start with what you know about the fire
Tell us what happened and what you know about the damage. We can talk through the house and any limits on entering it.
You get a written offer and written terms before you commit, and we close through a title company.
Local help
Local help after a fire
For a home inside Ottumwa city limits, contact the City's Building and Code Enforcement office at 105 E. Third St. about inspections or code-enforcement issues.
If fire or building officials have marked the house unsafe, do not go inside until they clear it for entry.
Compare the choices
Compare rebuilding with selling as-is
Rebuilding after a fire can involve cleanup, repairs, and time working with your insurer or mortgage servicer. With an as-is sale, you do not have to arrange repairs, cleanup, or debris hauling before selling to us. Compare the written offer with the time and cost of rebuilding.
Use the calculator to compare possible sale proceeds with your own planning assumptions.
Compare Ottumwa home-sale proceeds with the calculator →
Just an estimate — the actual number could be more or less depending on the home's condition.
What our sellers say
“My renters skipped out in the middle of my rental property needed 20k in work sold it to these guys instead good people”
“bought a fixer upper in akron and ran out of money place was torn down to the studs they took it off my hands and saved my credit highly recommend”
“Got ripped off by a roofer... didn't have the money to finish the job... they bought it with a tarp on the roof and didn't blink...”
Questions about selling after a house fire
Can I sell a fire-damaged house in Ottumwa as-is?
Yes. USA Home Buyers buys fire-damaged houses in Ottumwa and Wapello County exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell the house to you?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean up, repair, or haul debris before selling?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can sell to us without arranging repairs, cleanup, or debris removal first.
What if officials have restricted access to the house?
Do not enter a house officials have marked unsafe. Follow their directions about access.
What happens after I tell you about the fire?
You get a written offer and written terms before you commit, and we close through a title company.
Talk through your Ottumwa house
Call 888-274-5006 or use the form to talk through what happened.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the house.