Ottumwa, Iowa · Wapello County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Ottumwa and Wapello County, Iowa, including houses with back taxes or liens. Tell us what you know; you can call before you have every payoff figure.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property or ask for a written cash offer.
Share the property address and whatever you have about the notice, creditor, tax account, or payoff. You can call before you have every record.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
A title company checks ownership and recorded claims for the sale. Your lender, another creditor, or the Wapello County Treasurer confirms the current payoff information and instructions for its balance. Mortgage, lien, and back-tax payoffs, along with your share of current property taxes, are separate settlement items from closing costs.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A tax bill or notice, mortgage statement, creditor letter, judgment or court notice, payoff statement, deed, or parcel number can help us get started. You can call before you have everything or know the final payoff.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Ottumwa address, the notice or creditor involved, any amount or date shown, and what is happening with the house. Start with what you know; you do not have to solve the payoff before calling.
We discuss the house as it stands and give you a written cash offer within 24 hours. You receive written terms before you commit, so you can read the proposed price, responsibilities, payoff treatment, and closing terms.
If you choose to proceed, the title company checks ownership and recorded claims. The lender, creditor, or tax office confirms the current amount and instructions for its claim, and the closing professionals prepare the settlement figures for the property.
The title company prepares the settlement figures with the sale price, confirmed payoffs, taxes, closing costs, and amount left after those items. Your liens are paid off from the sale at closing.
The City of Ottumwa handles building and code-enforcement contacts; Wapello County handles property-tax, recording, assessment, and court questions.
Contact the Treasurer about the property-tax account, tax payments, or a tax-sale inquiry. The office is at the Wapello County Courthouse, 101 W. 4th Street, Ottumwa, IA 52501. Ask about the current account and any notice or sale status.
The Recorder handles real-estate documents and recording inquiries. The office is on the second floor of the Wapello County Courthouse, 101 W. 4th Street, Ottumwa, IA 52501. The county also provides information about real-estate documents and recording fees.
Use the Assessor for assessment and parcel-record questions. The office is at the Wapello County Courthouse, 101 W. 4th Street, Ottumwa, IA 52501. Assessment records help with property assessments; the Treasurer handles property-tax accounts and payments.
The county lists its Clerk of Court contact at 641-683-0060 and the courthouse address as 101 W. 4th Street, Ottumwa, IA 52501. For district-level routing, see the Iowa Judicial District 8.
The City contact is at 105 E. Third Street, Ottumwa, IA 52501. Its pages provide routes for building and rental inspections and nuisance abatement. For a City notice, use the City contact rather than assuming the County office handles it.
For a property-tax account or tax-sale notice, contact the Wapello County Treasurer about the current account and status. Iowa mortgage foreclosure is generally a court case that may lead to a sheriff’s sale; that is a separate process. For a foreclosure notice, use the current court papers and contact the Wapello County court or Clerk of Court.
Wapello County Treasurer tax information →Wapello County Courts →Iowa Code chapter 654 on mortgage foreclosure →
If your notice concerns a mortgage foreclosure, read the separate Ottumwa foreclosure information and check the live court record and current payoff.
Iowa’s real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. On a $100,000 sale, the taxable $99,500 is 199 units of $500, so the tax is $159.20. By law, the person conveying the property, normally the seller, is liable. The county Recorder will not record the deed until the tax is paid, and a declaration of value is filed when required. Exemptions may apply, so the closing professional confirms whether the tax applies and the taxable amount.
When you sell to us, we pay the closing costs, including Iowa real estate transfer tax.
Use your own estimates for the sale price, mortgage or lien payoff, back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition. Current payoff amounts come from the creditor or tax office and are reviewed for the specific sale.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. You can call before you have every notice or payoff figure; the title company and the responsible creditor or tax office check the records and current amounts as the sale moves forward.
The title company checks ownership and recorded claims for the sale. The creditor or tax office confirms the current payoff and instructions for its own balance. Wapello County has separate Treasurer, Recorder, and Assessor routes for tax, recorded-document, and assessment questions.
Start with the Ottumwa property address and whatever you have: a parcel number, tax bill or notice, lien or court paper, creditor letter, mortgage statement, deed, or payoff statement. You can call before you have every record or know the final payoff.
Contact the Wapello County Treasurer about the property-tax account or a tax-sale inquiry. The Recorder handles real-estate documents and recording questions. The Assessor is a separate route for assessment and parcel-record questions, not the Treasurer’s tax-payment route.
No. A property-tax notice or tax-sale inquiry goes to the Wapello County Treasurer. Iowa mortgage foreclosure is generally a separate court case that can lead to a sheriff’s sale; use the current court papers and the Wapello County court contact for that question.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Iowa real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. The person conveying the property, normally the seller, is liable under state law, and exemptions may apply. When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. This does not pay a mortgage, liens, back taxes, or your share of current property taxes.
We talk through the house and the information you have, then give you written offer terms before you decide. If you choose to proceed, the title company checks ownership and recorded claims, the creditor or tax office confirms its current payoff instructions, and the settlement figures are prepared for the title-company closing.
Call 888-274-5006 or use the form above. Start with the Ottumwa address and the notice or payoff information you have.